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Grats to those who graduated!
At this point based on the data points (or lack thereof in proving my theory), I'm 100% convinced that if you deposit a high amount to the card initially (up to $2500), or any combinations of small deposits leading to a large credit line due to the consumer, that upon graduation Discover will NOT give a CLI at all.
I have yet to see proof that a customer maxed out their deposit at the beginning and, upon graduation, Discover unsecured the card whilst giving an equally significant CLI amount on their end (thus resulting in a simplistic formula of $2500 (from the customer) + $2000 (from Discover upon graduating) = $4500 (hypothetical amount).
@michikade what are your current scores... Both FICO TU and EX if possible ..(an EX score can be obtained from CS)
Am curious about what baddie is holding you back ..
-J
Mine just unsecured after 7 statements. Went from $600 to $2000! Scores are ~630ish at most with several baddies still on there. Ran it up high but last few months paid before statement cut. Instantly went to $2000 nearly as soon as the statement cut.
@sarcean1 wrote:Mine just unsecured after 7 statements. Went from $600 to $2000!
That is AWESOME!!!!!!!! Glad to hear a positive result and thanks for sharing dp's. It really is a relief to hear you got what you signed up for....me over here hoping the same thing.