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I was showing heavy use and paying in full. I was told that Discover wanted to see less than 30 percent used. I was unsecured today with 250.00 CLI. Disappointed but at least I will get my 500.00 back. I will attempt for a CLI at the one year mark in July.
@niecy357 wrote:I was showing heavy use and paying in full. I was told that Discover wanted to see less than 30 percent used. I was unsecured today with 250.00 CLI. Disappointed but at least I will get my 500.00 back. I will attempt for a CLI at the one year mark in July.
@niecy357 So you had a secured cl of $500 and they cld when you unsecured? What was your starting limit plz?
Yes, I started with $300.00 and added another 200.00 a few months later. My deposit was 500.00 I graduated March 13th my closing date was March 10th. My limit now is $750.00 so the CLI was $250.00.
@niecy357 wrote:Yes, I started with $300.00 and added another 200.00 a few months later. My deposit was 500.00 I graduated March 13th my closing date was March 10th. My limit now is $750.00 so the CLI was $250.00.
Oh, okay..okay Thank goodness I read that wrong....I thought they cld you down to $250 (Big Shew!) Well, Congrats all the way around!!!!!!
yeah I was looking forward to 1500-2000 CL but ok happy it graduated and I will be getting my $500.00 deposit back.
@niecy357 wrote:yeah I was looking forward to 1500-2000 CL but ok happy it graduated and I will be getting my $500.00 deposit back.
Yeah I know...but still it's disappointing to not get a hefty cli. I'm sure that's gonna be my story too. At least on your cr it will show as unsecured. Maybe it will grow a little more and then you can bury it out back and get a better card. That's my plan, I think.
I started to build credit with this credit card. I got graduted after 7 months, got my deposit back and limint increse to 1k. I use this card for almost everything.
Yes, you're right. I mostly use it in the US and I have capital one MS that I use when I travel, plus I have other Mexcian CC. The Discover and Capital One helped me to get to 688 credit score.