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My 7th statement will come on June 19th....hoping to hear good news! Reading this has me nervous on if it will graduate on time or put me in the holding pattern when its uncertain to graduate.
@Anonymous wrote:My 7th statement will come on June 19th....hoping to hear good news! Reading this has me nervous on if it will graduate on time or put me in the holding pattern when its uncertain to graduate.
If you've had no payment issues, no going over the limit and your utilization is in check, you should not worry about the graduating process.
Most cards that did not graduate had at least one of the issues listed above.
I think that Capital One is going to hurt me with the overall utilization due to a chargeoff last year. Trying to get it paid off so that it lowers my usage all together before the 19th. For the two cards that are active, one normally is at 0 and the other charged like $5 to carry a balance so that I show usage. I think that's why I'm so nervous about it.
@Anonymous Your in Miss Disco's doghouse... I wouldnt expect a graduation for at least 3 more months to more likely 6+... Sorry about that...
-J
had my $2500 secured for 2.5 years and never graduated. would put ~5k a month on the card, paying every couple days, never any payment issues. cancelled the card and prequalified for unsecured $5000 a week later. very frustrating.