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Secured credit line $200 3/19
Grad. New limit $2,000 10/19
No cli since then. I try once a month for a cli no luck so far.
Secured: 500
Graduation: 750
No increases or second card.
@cr101 wrote:I'm interested in finding out about your CLI experience after your graduation. I'm not just referring to the CLI that you got with your graduation. If you could, please also include the following:
Scores: 579 EXP
Scores @ Graduation: 722 EXP, 742 Tu, 744 EQ
Secured CL: $200 -> $1500
CL at graduation: $2,000
Card open date: 10/2018
Card graduation date: 04/2019
Post-graduate CLI info: 08/2019 CLI of $1000 auto (cl $3k)
Scores: 586 TU
Scores @ Graduation: 702 EXP / 709 EQ / 677 TU
Secured CL: $500 -> $2500 (in $500 increments)
CL at graduation: $2500
Card open date: 12/2018
Card graduation date: 02/2020
Post-gradutate CLI info: None yet, will update
Approved for 2nd Discover Card 12/2019 with 14.5k limit
Secured CL: $1500
CL at graduation: $1800
Card open date: 01/2019
Card graduation date: 08/2019
Post-graduate info:
11/2019 CLI of $1000
02/2020 Discover it Cashback Approval for $4000
02/2020 Discover it Chrome upgraded to Cashback
My TransUnion FICO Score 8 was 771 a month after graduation.
Current Scores: 711 TU, 664 EX, 613 EQ
Scores @ Graduation: 645 TU
Secured CL: $700
CL at graduation: $2,000 ($1,300 CLI at graduation)
Card open date: 03/2018
Card graduation date: 11/2018
Post-graduate CLI info: None yet. Expecting one next month, because I was getting denied for the past few months for high utilization, which I have recently gotten down to ideal levels. However, I got denied for a full year after my graduation for "unsufficient experience at current credit limit."
I got this message too and confirmed my address right away because I think it's preparing to graduate and refund the deposit. Why else would they say that? I'm in my sixth month, so we'll see come March. 😬 good luck to you all too!
A heads up. You'll usually see your available credit increase in the app if/before you get the graduation email.... and this may be after the statement generates....
@jata_roots wrote:I got this message too and confirmed my address right away because I think it's preparing to graduate and refund the deposit. Why else would they say that? I'm in my sixth month, so we'll see come March. 😬 good luck to you all too!
@joltdude wrote:A heads up. You'll usually see your available credit increase in the app if/before you get the graduation email.... and this may be after the statement generates....
@jata_roots wrote:I got this message too and confirmed my address right away because I think it's preparing to graduate and refund the deposit. Why else would they say that? I'm in my sixth month, so we'll see come March. 😬 good luck to you all too!
Unless you don't get one
They informed me today that I have to wait until my 8th statement cuts 2 receive an account overview to unsecure my card??? My scores today jumped up back into the 620's which pretty much guarantees I meet the criteria credit score wise to graduate. I'm not really in a rush so an extra month won't kill me LOL. I'm just going to sit back and see what happens in 30 days. the benefit from waiting actually is I'll have to baddies deleted from my credit report and I'll be added as a authorized user on an account adding $10,000 to my available credit. By time they get my next report I should be well into the 640s. So hopefully they give me a respectable credit limit increase. I also joint Navy Federal credit Union last month and a 640 score will guarantee me an n rewards card I think? I have deposit some money into the account and purchase a CD 12 month at 3.4% APR which is great it was a limited time special offer!