Re: Discover IT secured graduates today!!!

Honeykissez · ‎11-11-2020

Congrats 🎉. How long have you had the card?

Discharged BK 8/5/2020
Fico 8: Ex 537 - Tu 522 - Eq 572

8/5/21: Ex 653 - Eq 669 - Tu 727

Rebuilding: 8/21 Secured nfcu $200 - increased by nfcu on 11/7 to $600 - graduated 2/10 $2,000 ~ 9/10 Secured Discover It $200 - graduated 4/22 $1,800 ~ 12/8 Mercury MasterCard $750 unsecured ~ 4/8 Target $1,200 ~ 5/2 Apple Card $850 ~ 5/31 Quicksilver $2000 ~ 8/7 Nfcu Go Rewards $12,500

FishingGuy · ‎11-11-2020

That's great ! Congratulations !.....

Use it pay it..... and you'll have it up to $ 4- 5,000 in a shorter rather than a longer period of time.... treat it good,

and you'll also be able to get a second card with them, don't rush...... remember, slow and steady wins this race

Anonymous · ‎11-12-2020

Applied for the card in April and graduated 3 days after 7th statement cut.

Anonymous · ‎11-13-2020

Congrats! My 7th statement cut 11/12. Hoping for that email in a few days!

Shaw83 · ‎11-14-2020

Congrats! 🎉

@Anonymous

current scores

Gardening since 2/12/21
Cap1 Qs $500
Citi secured-$300
Gettington-$800
Nfcu cash rewards $7000
NFCU nreward sec-$300
ch7 discharge 2013

Anonymous · ‎11-14-2020

Congrats just received my card in the mail today.

joltdude · ‎11-14-2020

@Anonymous Youll likely see it in your account before you get the email....

-J

got2bme20 · ‎11-14-2020

I think I hold the record. I have had my secured discover for 39 months and still it has not graduated. I do know the reasons but I think I'm on the right track now. So hopefully soon.

Anonymous · ‎11-15-2020

@joltdude wrote:
@Anonymous Youll likely see it in your account before you get the email....

-J

Maybe. The biggest indicator is people seeing a CLI on their account before the email is received. For me, I have the max deposit of $2500. So I'm not too sure I'll see it within the app before the email (if I even graduate, that is).

NeedhoMEownership · ‎11-16-2020

It's a beautiful day! Woke up this morning to see my Discover Secured available credit increase from $300 to $1,500. (Insert happy dance 💃🏾) I haven't received the official email but since I am on MyFICO all day ... everyday, I know I have received my cap and gown. So, here are my data points:

-Applied in May 2020 with a Transunion score of 589

-Student loan debt, 6 collections, a lot of lates from auto loan within last 12 months and a repossession on credit file

-November 8, 2020 (7th statement) Transunion score 616

-Student loan debt in good standing, 1 collection (paid/closed) Last late official 1 year mark and repossession (paid/closed.)

Used card for mostly gas/food and spent no more than $150-$180 monthly - balance PIF; 3rd month I let $5 report and 6th month I let $7 report.

Discover Secured Graduation?