Discover Secured Graduation!

[arenglish]

Disco sends the luv! Got the card in Feb 2017 and graduated after 7 months/statments at the end of Sep 2017. Check is in the mail with secuirty deposit and got a CLI to boot. $200 to $500. One last secured card from rebuild with Cap1 at $49/$500. Hopefully that budges and I can PC to Quicksilver, at 7 months with that card as well.

Data points for those interested:

Feb 2017: No FICO yet, only thing on reports was a collection. Disco was my first INQ.

First FICO (July 2017) W/ baddies: EX:590. INQ: 3 AAoA: 5 months

Latest FICO (Sep 2017) W/O baddies: EX: 732, TU:730 , EQ:722. INQ: 3 AAoA: 7 months

[Anonymous]

Congrats!

I applied and was approved in March so I'm hoping my account graduates in November!

What was the date of your last statement and when was the date of the graduation letter/email?

[Adkins]

Congratulations on your graduation and credit line increase! And thank you for posting your data points.

[Anonymous]

Congrats on your graduation, I was shocked at 7 months when I got mine out of the blue. Capital one was next at 11 months so be patient and it'll happen. Excellent job! Dv

[Anonymous]

Congrats on your graduation! 

[arenglish]

ABCD, my statement date was 9/27 and I received the email early morning (around midnight) on 10/1.

[Anonymous]

Great to know!  4 days plus they told you on a Sunday.

I changed my due date so it actually extended my statement date out quite a bit so even though I was approved in March (meaning October is month 7) my 7th statement doesn't cut until November and I assume they're looking at 7 statements. not 7 months.

Since my 6th statement cuts October 13th and my 6th cuts November 13th, I'll be hoping for some good news November 17th or so and report back.

I'm not in a rush really to unsecure it, but that $2500 sitting at 0% interest is annoying since I know I can get great returns on it elsewhere!

[AverageJoesCredit]

Nice job ! Welcome to the big boy/girl card now

[Anonymous]

AJC you're back! To the OP congrats on your Secured card graduation! 

[Goal_Getter]

Congrats! Patiently waiting for mine to unsecure in February.