Without knowing more specifics, I might suggest not opening another secured card. Sounds to me like you are on the cusp of normalcy and would better be served by a cool down and evaluate period. 2 cents.
Congrats Jago22! It looks like you accomplished Credit Karma's goal of 21+ accounts.
I got a Discover IT Chrome secured in December. A few days after my July statement cut, I noticed my limit went from $200 to $1500. Since I didn't add any money to my security deposit, it looks like they've graduated me. Discover didn't send an email yet.
This is an attempt to thicken up my "thin file". In December, I got denied a store card for the company I work for. At the time, I had a 799 Experian FICO score but First Bank Card didn't like the fact that I only had 3 credit cards and no loans (the third credit card was also only 2 mo. old at the time). I promptly applied for a credit builder loan because of the low interest rate and small minimum amount. Then, I got prequalified for a Discover card. Unfortunately, Discover ended up denying me an unsecured card due to "too many inquiries in the last 3 months", "too many inquiries in the last 6 months" and "no open installment loans". Once my inquiries fall off the report, I plan on applying for a few more cards. Might as well take advantage of sign up bonuses and rewards.
I'm now on month 15 of still being secured on my Discover. I honestly don't get it. I just got approved for a $5k SL with NFCU, and I've been very good with all of my credit since our BK DC last April. Discover gets paid in full every month and we run quite a bit through it. I'm going to move all of the recurring stuff to my new NFCU card and possibly sock drawer the Discover. Even my wife who has similar credit was able to get an unsecured card with Discover 4 months ago with a $500 SL.
Did you, by any chance, have a returned payment? A lot of people had issues graduating if the payment got returned even if they noticed it and fixed it before the due date.
Never had a returned payment and I did try to prequal for an unsecured and was turned down. My TU score according to both Discover and NFCU is 655 so I'm not really sure what the deal is.