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Discover Secured Graduation?

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New Member

Re: Discover Secured IT Graduation (Data Points)

I sure will! Yes we have very similar stories! Good luck and update on which date Disco does the soft pull...the original or the actual. It’s a Very unique data point to collect!
Message 211 of 269
Member

Discover graduation!

My Discover It secured card had the 7th statement cut on Friday, and woke up this morning and saw they graduated me with a huge cli!

 

DP:

all three FICO 8s around 740

3 accounts:

Discover it secured- opened 3-1-19 with $200 limit, 9-1-19 Raised to $350 limit, 10-14-19- Graduated, CLI to $2,000.

Target Red Card- opened 7-1-19, $1,000 SL

AMEX BCE- opened 9-26-19, $2,000 SL, still not reporting.

College student with 12,000 income

 

Off to the garden until my Discover hits 12 months of age so I can get a CFU, because not having a Visa or Mastercard can be a pain. I bank with chase, so I don't believe I would have a problem getting approved for it, but I want to wait just to be safe.

 

Overall I'm really happy I went with Discover for my first card. I always PIF after letting the statement cut with a $5 balance, and never put more than $100 on the card at a time. I would highly recommend this card to anyone starting out.

 

Message 212 of 269
Frequent Contributor

Re: Discover graduation!

Congratulations @awc94

CARDS: Discover It | QuickSilver One | Open Sky | Kohl’s | BB&T Spectrum Cash Rewards | NFCU CashRewards | OverStock
Starting Scores 05/2019: EQ:519, EX:525, TU:574
Message 213 of 269
Valued Contributor

Re: Discover graduation!

Congrats on the Disco graduation!




Message 214 of 269
New Contributor

Re: Discover graduation!

Congrats, Btw my Discover Secured Card Cut its 8th Statement today (Cycle Date is the 12th) and still no Graduation 🙄 i was this close to closing my card today in order to get my 1000.00 dollars Back but then they offered me a 12 month 0% apr on puschases, But out of frustration i am not using the card anymore my ficos are Close to mid 700s across the board Credit Reports are clean no Baddies and still no luck. Oh well
Message 215 of 269
Community Leader
Valued Contributor

Re: Discover graduation!

Congrats! Huge jump there!

Discover It: 19.7k
Amex BCE: 18k
Citi DC: 5.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 216 of 269
Community Leader
Super Contributor

Re: Discover graduation!

Hi and welcome

A big congratulations to you OP. Your journey is on the right path and your slow and steady pace is going to pay off big time. Kudos to you.
GOALS: Garden til APR 2020 and 800 Club


DEC 2019: EX 811, TU 797, EQ 810
SEP 2019: EX 791, TU 797, EQ 804
JUN 2019: EX 788, TU 794, EQ 779
DEC 2018: EX 777, TU 783, EQ 799

|| NFCU CashRewards $30K || AmX Cash Magnet $30K || Discover IT $22.2K || Macy's $20K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX ED $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 217 of 269
Valued Contributor

Re: Discover graduation!

Congrats!!!👍👍👍


I❤️NY




Goal Score: 600(within a year)**MET MY GOAL**
Goal Score: 650(within a year)


Take the myFICO Fitness Challenge

























Message 218 of 269
Regular Contributor

Re: Discover graduation!

congrats! i have found that most places i go will accept discover and amex. so far amex is the less accepted, but only because i found one place that didn't take it.


Message 219 of 269
New Member

Re: Discover graduation!

My discover it graduated today! From $300 to $750. I think I had a high balance but I’m just happy regardless. Congratulations!!!
Message 220 of 269
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