Congrats 🎉. How long have you had the card?
That's great ! Congratulations !.....
Use it pay it..... and you'll have it up to $ 4- 5,000 in a shorter rather than a longer period of time.... treat it good,
and you'll also be able to get a second card with them, don't rush...... remember, slow and steady wins this race
Congrats! My 7th statement cut 11/12. Hoping for that email in a few days!
@Vmc726 Youll likely see it in your account before you get the email....
I think I hold the record. I have had my secured discover for 39 months and still it has not graduated. I do know the reasons but I think I'm on the right track now. So hopefully soon.
Maybe. The biggest indicator is people seeing a CLI on their account before the email is received. For me, I have the max deposit of $2500. So I'm not too sure I'll see it within the app before the email (if I even graduate, that is).
It's a beautiful day! Woke up this morning to see my Discover Secured available credit increase from $300 to $1,500. (Insert happy dance 💃🏾) I haven't received the official email but since I am on MyFICO all day ... everyday, I know I have received my cap and gown. So, here are my data points:
-Applied in May 2020 with a Transunion score of 589
-Student loan debt, 6 collections, a lot of lates from auto loan within last 12 months and a repossession on credit file
-November 8, 2020 (7th statement) Transunion score 616
-Student loan debt in good standing, 1 collection (paid/closed) Last late official 1 year mark and repossession (paid/closed.)
Used card for mostly gas/food and spent no more than $150-$180 monthly - balance PIF; 3rd month I let $5 report and 6th month I let $7 report.