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Discover Secured Graduation?

Honeykissez
Regular Contributor

Re: Discover IT secured graduates today!!!

Congrats 🎉. How long have you had the card?

Discharged BK 8/5/2020
Fico 8: Ex 537 - Tu 522 - Eq 572

4/7/20: Ex 653 - Eq 667 - Tu 726

Rebuilding: 8/9 MJC $5,000 ~ 8/21 Secured nfcu $200 - increased by nfcu on 11/7 to $600 - graduated 2/10 $2,000 ~ 9/2 Secured Discover It $200 ~ 12/8 Mercury MasterCard $750 unsecured ~ 4/8 Target $1,200
Message 531 of 589
FishingGuy
Contributor

Re: Discover IT secured graduates today!!!

That's great !   Congratulations !.....

 

Use it pay it..... and you'll have it up to $ 4- 5,000 in a shorter rather than a longer period of time.... treat it good, 

and you'll also be able to get a second card with them,    don't rush...... remember,  slow and steady wins this race

Message 532 of 589
User1089335
Valued Member

Re: Discover IT secured graduates today!!!

Applied for the card in April and graduated 3 days after 7th statement cut. 

Message 533 of 589
Vmc726
Regular Contributor

Re: Discover IT secured graduates today!!!

Congrats! My 7th statement cut 11/12. Hoping for that email in a few days!




myFICO 8 Scores 2/2021





Message 534 of 589
Shaw83
Regular Contributor

Re: Discover IT secured graduates today!!!

Congrats! 🎉


@User1089335 

 

 








current scores








Gardening since 2/12/21
Cap1 Qs $500
Citi secured-$300
Gettington-$800
Nfcu cash rewards $7000
NFCU nreward sec-$300
ch7 discharge 2013
Message 535 of 589
KnightTrader757
Valued Member

Re: Discover IT secured graduates today!!!

Congrats just received my card in the mail today.

Message 536 of 589
joltdude
Community Leader
Senior Contributor

Re: Discover IT secured graduates today!!!

@Vmc726 Youll likely see it in your account before you get the email....

 

-J

Message 537 of 589
got2bme20
Member

Re: Discover Secured Graduation?

I think I hold the record. I have had my secured discover for 39 months and still it has not graduated. I do know the reasons but I think I'm on the right track now. So hopefully soon. 

Message 538 of 589
Vmc726
Regular Contributor

Re: Discover IT secured graduates today!!!


@joltdude wrote:

@Vmc726 Youll likely see it in your account before you get the email....

 

-J


Maybe. The biggest indicator is people seeing a CLI on their account before the email is received. For me, I have the max deposit of $2500. So I'm not too sure I'll see it within the app before the email (if I even graduate, that is). 




myFICO 8 Scores 2/2021





Message 539 of 589
NeedhoMEownership
Established Member

Secured Discover Graduation 👩‍🎓

It's a beautiful day! Woke up this morning to see my Discover Secured available credit increase from $300 to $1,500. (Insert happy dance 💃🏾) I haven't received the official email but since I am on MyFICO all day ... everyday, I know I have received my cap and gown. So, here are my data points: 

-Applied in May 2020 with a Transunion score of 589 

-Student loan debt, 6 collections, a lot of lates from auto loan within last 12 months and a repossession on credit file 

-November 8, 2020 (7th statement) Transunion score 616 

-Student loan debt in good standing, 1 collection (paid/closed) Last late official 1 year mark and repossession (paid/closed.)

 

Used card for mostly gas/food and spent no more than $150-$180 monthly - balance PIF; 3rd month I let $5 report and 6th month I let $7 report. 

Message 540 of 589
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