Discover Website Pre Approval

[Cory88]

I went to see if I was pre approved for a new card and it came back and said "Too many Discover cards" I only have one Discover that was opened in Jan 2015. Has anyone else had this happen to them? My EX FICO was 780 in the online "letter."

[FinStar]

Have you had any other Discover CCs in the past?  Is the one from 2015 still open?

[Cory88]

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@FinStar wrote:

Have you had any other Discover CCs in the past?  Is the one from 2015 still open?

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No, this is the only card I have or ever had.

[Anonymous]

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@Cory88 wrote:

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@FinStar wrote:

Have you had any other Discover CCs in the past?  Is the one from 2015 still open?

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No, this is the only card I have or ever had.

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@Cory88 I would suggest pulling all three of your credit reports on annualcreditreport.com (it's free weekly until 4/2021) to review them.

Usually that prompt only appears if you have a Discover card under a year old, but since you've had the card for such a long time something else may be at play.

Once you've confirmed that you have no other active or closed recent Discover cards, you can try cold apping.

Is there a reason you want another Discover card? The cashback match is nice, but there were some decent subs on other rotating category cards.

[Cory88]

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@Anonymous wrote:

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@Cory88 wrote:

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@FinStar wrote:

Have you had any other Discover CCs in the past?  Is the one from 2015 still open?

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No, this is the only card I have or ever had.

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@Cory88 I would suggest pulling all three of your credit reports on annualcreditreport.com (it's free weekly until 4/2021) to review them.

Usually that prompt only appears if you have a Discover card under a year old, but since you've had the card for such a long time something else may be at play.

Once you've confirmed that you have no other active or closed recent Discover cards, you can try cold apping.

Is there a reason you want another Discover card? The cashback match is nice, but there were some decent subs on other rotating category cards.

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I just wanted to see if their were any different offer that may me worth me taking, did not need a new card. I looked at all tree reports and I only show one account.