@Jnbmom wrote:
@Gregory1776 wrote:
@Jnbmom wrote:
Seriously you have negative things to say about all institutions @IsambardPrince why do you even have credit cards.
That is not even remotely true about Discover . They love you to use their card and pay it off rinse and repeat then the CLI will come and I don't want a 6 paragraph page about why this is incorrect .
So don't read it. I found it applicable to myself. All her posts share something valuable and I quite agree with her assessment on things because of the things I have gone through the past 8 years. If you don't like anybody's comment, you don't have to contribute. Stop being so pissed off about certain people.
She has something valuable to share, if you don't like her long form and if it's too much for your 7 second TikTok brain to digest... scroll on!
My 7 second TikTok brain you can just hold up with the insults there buddy . Again I was pointing out how disco works for many. This is an open forum we all have opinions an experience with creditors and take your own advice and scroll on from mine .
He's not entirely wrong. I'm skeptical of institutions. Banks are institutions. They're not actually "evil" they're just doing to people what a business tries to do. Give as little as possible, get as much in return.
I was pointing out that it doesn't make sense for Discover to allocate a bunch of money towards a credit line for a person who pays their bills.
Most people with a credit card don't pay their bills, that's why they have a credit card. They think somewhere in their brain that because they don't have the money for all this stuff they want they're going to have five times as much later for it. Or more likely they don't think about it.
Most things you think about, you don't end up buying. "How much will this set me back?" "How much will I use it?" "Am I getting the best deal?"
The bank is just being a bank.
