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Hello everybody hope you're having a great day. Have any of you had all balance transfers dissapear from your Discover account and then come back? for the past year and seven months I've always had balance transfer offers until recently.
When you DO see them again, click through the first page and it will list at the bottom when the offer expires...
After that, there may or may not be an offer waiting for you.
I will reach out to them today just to check. That is true. My second Discover card has an offer with an expiration date. I just always had them so I never thought much about it. Should of pulled the trigger faster on my transfer.
Mine have never gone away and I can't recall a time when DW didn't have them, but certainly others have reported them coming and going.
@Np1791 wrote:Hello everybody hope you're having a great day. Have any of you had all balance transfers dissapear from your Discover account and then come back? for the past year and seven months I've always had balance transfer offers until recently.
I recently had one of the two offers disappear for a couple of months, and then reappear.
The reappearance occurred after they'd sent me a survey, and I griped about it, but I don't know if the reappearance was connected to that or not.
I've had them for the longest time, was considering a transfer but my credit limit was too low. Requested an increase online (30-day train), got approved, and then they disappeared. Thanks Disco!
@AverageJoesCredit wrote:
My first card had it all year. Got hit by Maria and Disco told my offers fo kick rocks..why I'm hear when you do a bt from Disco can you have it deposited to your checking?
Yes, you can always DO that, but without a specific offer, it can be a "cash advance" instead of a BT. Read carefully, as sometimes they offer both, none, and one or the other...
With the Discover IT card, they do disappear after a while, however they come back really fast you just have to keep on checking. The "IT" card is good at that.
I personally like having two cards that are notorious for BT offers (i.e. DP and "It" card) so if one doesn't have a BT offer for 0% APR, most likely the other one will. I know to some people it's a waste having two, but I personally love never having to wait to for a BT offer that gives me 0% APR to appear
Good luck to you!
@Np1791 wrote:Hello everybody hope you're having a great day. Have any of you had all balance transfers dissapear from your Discover account and then come back? for the past year and seven months I've always had balance transfer offers until recently.