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Discover balance transfer offers gone

Regular Contributor

Discover balance transfer offers gone

Hello everybody hope you're having a great day. Have any of you had all balance transfers dissapear from your Discover account and then come back? for the past year and seven months I've always had balance transfer offers until recently.

Message 1 of 16
15 REPLIES
Community Leader
Senior Contributor

Re: Discover balance transfer offers gone

Yes, they do come and go. Most of these offers are not permanent by any means.

Hop on chat or call them to see whether there are any that may not be displayed online.
Message 2 of 16
Senior Contributor

Re: Discover balance transfer offers gone

When you DO see them again, click through the first page and it will list at the bottom when the offer expires...

 

After that, there may or may not be an offer waiting for you.  Smiley Happy

Zero percent financing is where the devil lives...



Message 3 of 16
Regular Contributor

Re: Discover balance transfer offers gone

I will reach out to them today just to check. That is true. My second Discover card has an offer with an expiration date. I just always had them so I never thought much about it. Should of pulled the trigger faster on my transfer.

Message 4 of 16
Community Leader
Senior Contributor

Re: Discover balance transfer offers gone

Mine have never gone away and I can't recall a time when DW didn't have them, but certainly others have reported them coming and going.


Message 5 of 16
Super Contributor

Re: Discover balance transfer offers gone


@Np1791 wrote:

Hello everybody hope you're having a great day. Have any of you had all balance transfers dissapear from your Discover account and then come back? for the past year and seven months I've always had balance transfer offers until recently.


I recently had one of the two offers disappear for a couple of months, and then reappear.

 

The reappearance occurred after they'd sent me a survey, and I griped about it, but I don't know if the reappearance was connected to that or not.


FICO8 EQ 718 TU 748 EX 721 Total revolving limits 593900 (493900 reporting)
Message 6 of 16
Regular Contributor

Re: Discover balance transfer offers gone

I've had them for the longest time, was considering a transfer but my credit limit was too low. Requested an increase online (30-day train), got approved, and then they disappeared. Thanks Disco!

Message 7 of 16
Community Leader
Super Contributor

Re: Discover balance transfer offers gone

My first card had it all year. Got hit by Maria and Disco told my offers fo kick rocks..why I'm hear when you do a bt from Disco can you have it deposited to your checking?
Message 8 of 16
Senior Contributor

Re: Discover balance transfer offers gone


@AverageJoesCredit wrote:
My first card had it all year. Got hit by Maria and Disco told my offers fo kick rocks..why I'm hear when you do a bt from Disco can you have it deposited to your checking?

Yes, you can always DO that, but without a specific offer, it can be a "cash advance" instead of a BT.  Read carefully, as sometimes they offer both, none, and one or the other...

Zero percent financing is where the devil lives...



Message 9 of 16
Frequent Contributor

Re: Discover balance transfer offers gone

With the Discover IT card, they do disappear after a while, however they come back really fast you just have to keep on checking. The "IT" card is good at that.

 

I personally like having two cards that are notorious for BT offers (i.e. DP and "It" card) so if one doesn't have a BT offer for 0% APR, most likely the other one will. I know to some people it's a waste having two, but I personally love never having to wait to for a BT offer that gives me 0% APR to appear Smiley Happy

 

Good luck to you!

 


@Np1791 wrote:

Hello everybody hope you're having a great day. Have any of you had all balance transfers dissapear from your Discover account and then come back? for the past year and seven months I've always had balance transfer offers until recently.


 



STATUS: Gardening until May 20, 2019
GOAL: Letting current cards grow Smiley Happy
CURRENT FAVORITE CARD: Chase Sapphire Preferred
Message 10 of 16