No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Ok logging on the app I see the current bal and the aval credit my balance is $373.53 but my credit available is $179 if my credit limit is $800 it seems like if I pay my current bal off in full I'm not going to have my full $800.. maybe I'm looking atsomething wrong?
Do you have any purchses that havnt posted yet? Unposted transactions still effect your available CL even tho they arent showing up
Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |
So I have to wait for it to clear to PIF? I did a payment today and it still has yet to show up in the account other then it's still pending.. I assume it take longer for the first one?
I'm going on vacation the week of July 11th so that's why I'm trying to get it paid off.
I just called Discover to find out why the payment still has yet to post when I did it like 5 AM and they said it will most likey be reflected on saturday.. I'm only concerned because I used this card to book a hotel in Flordia and I have to pay the rest of the balance when I arrive on the 11th of July I can't be waiting 5 days for a payment to post.
This day in age we are still waiting this long for still to be paid??
When you pay Discover it usually posts the next day. I have never had it reflect my payment instantly or same day. Most CCs take atleast a day and sometimes if you make a payment on Friday the payment wont post until Monday. The only card I have seen that posts payments any faster is Amex.
I think it's Discover that holds the first payment(s) and is also weird about multiple payments when the account is new-ish. If your card is important on your vacation, I'd call and ask them details.
I think I screwed up something now.. I tried to pay with my CU.. but they use a werid account number it just says pending but I can't stop it and going to the Discover site says I can't pay the current blance because it would cause it to have a credit balance.
This is the only thing stressing me out is how long it takes.. I paid almost all of my cap 1 balance but $100 and it's already posted and done.. I think I saw someone talk about sears.. can you pay in person would it be faster?
I called Discover again they assured they can take the money from the CU (they have 5 digit account numbers) as long as the zeros fill up the extra spaces I should be fine.. they said it should post tonight.
I asked her is this because the card is new? As of right now I don't feel very sure about that payments will post if recved by 5 PM I did it Friday morning like 10 AM