What is income you , that must play big part in what Discover looks at. Ther must be some logic and Rules behind how thay go about decideing what cl to give out, it is done by computer ai.
Discover gives me love today. I just got off the phone with Discover and got an increase from 25500 to 27,000 what nice people to deal with. I called and customer service ask me couple of questions what was my total income I said 75K year and she said hold on, then she said you will need to talk credit department, I thought no go. The lady from credit department said I need to ask you couple questions she also ask me what my income and how long was I in business also what saving and stock holding. Then she your income correct and I said yes what the problem then she said system show 750K, I said no that is incorrect it is 75k. Ok sir customer service must have put in extra 0, I whish I made that much money, the lady was verry nice and said your new cl 27k, only 1500 increase. what great company to work with.
11 months is OK, but questions is what is your balance on your discover and how many payments did you make how much wher thay and how much do owe on all your account and what is your utilization.
If you want give some info like income and how many accounts you have total cl, if you have been late in paspast cocople years. Then we may be able to give you an Idear. Just so you know Discover does soft pull wont hurt your cr.
Discussing the insanity of Miss Disco and getting a CLI...someone hold my beer.....