Discover cashback at stores?

[Anonymous]

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@Anonymous wrote:

Ohhhh. I see. Clever of them. 

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Think about it this way, Would it be fair if you did $120 of cash every day, earning a minimum of $438/yr in cashback for that cash withdrawn?

[Anonymous]

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@coldnmn wrote:

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@Anonymous wrote:
Yes but If you do pay in full it's pretty convenient. I still wonder if doing it too much would hurt your internal score with Discover.

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I doubt it. I just called to get my Discover with chip and they offered to send it over night for free. I doubt they would do that if I had a low internal score.

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Hmm ... maybe your reputation precedes you

[Anonymous]

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@ArmyVietVet wrote:

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@coldnmn wrote:

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@Anonymous wrote:
Yes but If you do pay in full it's pretty convenient. I still wonder if doing it too much would hurt your internal score with Discover.

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I doubt it. I just called to get my Discover with chip and they offered to send it over night for free. I doubt they would do that if I had a low internal score.

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Hmm ... maybe your reputation precedes you

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I don't get it. Do they usually charge for this? They never have for us.

[taxi818]

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@joltdude wrote:
The only minor gotcha is if you don't PIF your paying purchase interest on the cash, at least its not Cash advance interest.

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Well the purchase interest only applies if you outside of the 14month or 18 month 0 percent apr rate. i still have 11 months to go. so no charge what so ever .. you can actually get up to 120 dollars per day. but i never actually did it on my discover. did it on my walmart. before i Sded it for good. ive had my walmart for about 8 months. got 1 lowsy 150 cli. when others rising fast. so i said. i don't need it. good riddance.

[Anonymous]

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@taxi818 wrote:

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@joltdude wrote:
The only minor gotcha is if you don't PIF your paying purchase interest on the cash, at least its not Cash advance interest.

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Well the purchase interest only applies if you outside of the 14month or 18 month 0 percent apr rate. i still have 11 months to go. so no charge what so ever .. you can actually get up to 120 dollars per day. but i never actually did it on my discover. did it on my walmart. before i Sded it for good. ive had my walmart for about 8 months. got 1 lowsy 150 cli. when others rising fast. so i said. i don't need it. good riddance.

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I'll usually do this if I have to pick up some cash to replenish what I usually carry ($40, or $200 depending if traveling)

[longtimelurker]

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@Anonymous wrote:

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@Anonymous wrote:

Ohhhh. I see. Clever of them. 

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Think about it this way, Would it be fair if you did $120 of cash every day, earning a minimum of $438/yr in cashback for that cash withdrawn?

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If it worked that way, yes it would be fair!   But the gain would be too small for that much work