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Discover credit card combine.

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Anonymous
Not applicable

Discover credit card combine.

My wife combined her Discover Miles and IT card. Kept IT card opens since that was the oldest. They updated her limit to $20,500. It was showing the miles account is closed. She logged in yesterday the card is open again! Even checked few mins ago it is open. Anyone experience this before?

Message 1 of 10
9 REPLIES 9
pinkandgrey
Senior Contributor

Re: Discover credit card combine.

I have no personal experience with this, but I can tell you that I would just call Discover and ask them to clarify. Good luck!

Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 16.5k
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Message 2 of 10
Anonymous
Not applicable

Re: Discover credit card combine.

It's possible there's some backend cleanup needed with the processing of the closing.

 

Give it a few days to work through the system and all should be fine.  If not then contact them again say next week and see what the issue is.

 

I suppose in the meantime you could simply FREEZE the card through the portal as well.

Message 3 of 10
FinStar
Moderator Emeritus

Re: Discover credit card combine.

Yes OP, this seems to be a backend issue which eventually sorts itself out. Of course, the card can no longer be used since it's closed. The CRAs will reflect the tradeline as closed accordingly.
Message 4 of 10
Anonymous
Not applicable

Re: Discover credit card combine.

Maybe not the issue, but also make sure she clears her cache. Some of these credit card portals do weird things when using cached data.

Message 5 of 10
Anonymous
Not applicable

Re: Discover credit card combine.

Well as of now it's still open. We are going to keep checking. Hopefully they will leave that open as a bonus lol.

Message 6 of 10
shoegal
Valued Contributor

Re: Discover credit card combine.

When I did this, it didn’t show up closed until the following month. I’m pretty sure it was after the stament closed.


Message 7 of 10
Poppa
Established Contributor

Re: Discover credit card combine.

Can you move most of the limit and leave the card open?
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12/15 - First Tradeline - 12/17 - 800 Credit Score - 3/18 - Homeowner
Message 8 of 10
Anonymous
Not applicable

Re: Discover credit card combine.


@Poppa wrote:
Can you move most of the limit and leave the card open?

I've seen that done before.

Message 9 of 10
Anonymous
Not applicable

Re: Discover credit card combine.


@Poppa wrote:
Can you move most of the limit and leave the card open?

They asked what amount she wanted to move.

Message 10 of 10
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