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Lowest credit line ($800), been told just TODAY 3 different dates for when I'm eligible for a credit line increase (No one seems to care about the inconsistancy), To the sock drawer it goes! I'll keep it open for the free FICO score only I guess. Anyone else ever have these issues with Discover? I was pretty excited when I was approved for the card but I'm telling you, I'm not impressed!
Even I was denied for a CLI . I got a letter which contains a blank for the reasons for the denail.
I called up the Credit Analyst and she said she was not able to do anything.
yup. hating discover now.. thank goodness i have amex and chase. right now, i love amex most
They won't even let me apply for a CLI yet, they have told me 3 different dates for when I'm eligible for review. I use the card like holy heck and pay every month! Lol I'm very confused.
Discover hates me ...no CLI at 6,9,12 months...reason: account still too new (credit analyst)....LOL.... I love the card and the limit really hurts me.
Too bad the is not reciprocal
I got a $300 auto love CLI 3 months after opening the account(1000-1300). Then went a full year without a CLI. Then in july i got nice CLI from 1300-2000. Then in oct another auto bump to 2900. Sorta clueless on disc as GF gets them every 90 days
Well I have some new accounts but no love from AMEX. I'm going to wait about 6 months before applying for AMEX again and if approved, Discover can kick rocks! I do have Chase Freedom and a Quicksilver Siggy from CAP1 so I'll be ok for now!
I never really had too many issues with Discover other than the CL was real low (I think 1k) and I just never used it. This was several years back and at the time I lived in a real rinky-dinky small town that even the closest Wal-Mart was an hour away. So I cancelled it... for what it was worth the retention lady really tried hard to keep me on board, but at the time I just knew I would never use it.
I still have no need for Discover that Visa or Mastercard cannot take care of. There was a time in my life when I really, really wanted a Discover, and once I had it the magic went away.
Definately find out why they denied you. I got a 5k CLI from them a few months ago using the luv button (instant approval). Sock drawing Discover isn't the best idea, they won't give you a monthly statement unless you have some activity (no statment=no score) set up a small monthly charge (netflix) is a good idea.