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Last month Business week did an article on Discover Card (I'm a little behind on my magazines because of moving and stuff) Anyway... they actually showed profit last year over people like citi who saw losses of 40%.
They also flagged borrowers who had more than 1 mortgage and either didn't give them a card or kept there limit low which has saved them now also.
and made there rewards better.
I have recently paid my business Discover off (bt offer was on it) and have started using and like it, I just can't get the limit to move which irritates me... but I'm thinking maybe after 6 months of the card being used and pif vs maxed out they will look at me better (well my mom I guess I should say, the card is in her name and I am named manager on the account, which allows me to make all decisions on the account just as account owner.
I like my Discover card for 5% back at the pump and for all the discounts at shopdiscover.com.
The customer service is also great. I just wish they would quit slashing rewards to save money. They used to be up to 2% back back I believe.
The tiered reward system already gives plenty of incentive not to use their card. Why accumulate when I can get a full 1 percent back on every other card out there.
@Creditaddict wrote:Last month Business week did an article on Discover Card (I'm a little behind on my magazines because of moving and stuff) Anyway... they actually showed profit last year over people like citi who saw losses of 40%.
They also flagged borrowers who had more than 1 mortgage and either didn't give them a card or kept there limit low which has saved them now also.
and made there rewards better.
I have recently paid my business Discover off (bt offer was on it) and have started using and like it, I just can't get the limit to move which irritates me... but I'm thinking maybe after 6 months of the card being used and pif vs maxed out they will look at me better (well my mom I guess I should say, the card is in her name and I am named manager on the account, which allows me to make all decisions on the account just as account owner.
Here is that BW article:
http://www.businessweek.com/magazine/content/09_08/b4120056121668.htm?campaign_id=rss_null
@Anonymous wrote:
I also wish they change their way of marketing products to their customers. Their marketing campaigns have been very aggressive and a little too pushy for my taste.
During one of their ad calls, I told them to put me on their "no call" list for marketing purposes, and they did. I didn't get any calls from them after I had made that request.