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Discover it card

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bobkmn
Regular Contributor

Discover it card

Does anybody know which score Discover uses?  Or is that not a question that can be legitimately answered?

 

Thanks.


Current scores: Experian-693 Equifax-720 TransUnion-727
Gardening since 4/7/2014 - Mouse over card for limit.
Message 1 of 22
21 REPLIES 21
Pupeitmeister
Valued Contributor

Re: Discover it card

For me they used same score that wm had on my statement. From tu
OFFICIAL GARDEN START DATE: 10-05-2014... TARGET GARDEN END DATE: 06-01-2016 Lets Git 'r' dun
Message 2 of 22
jnc
Contributor

Re: Discover it card

They used Equifax for my husband this morning. And somehow came up with a score 120 points lower than myfico shows for his Equifax Smiley Sad
J & C
Message 3 of 22
nmac
Regular Contributor

Re: Discover it card

For my account it was EQ for initial app and TU for CLI. 

Quick Silver 2k - Discover 4.3K - Chase Freedom 7.6K - Venture 13K
Citi Double Cash 3.5K - Amex SPG 5K - CSP 5K - Arrival+ 3K
SW Premiere 5K - Citi TY Premiere 3.7K - FNBO Sun Country 3.6K
BOA Cash Rewards 5K - DCU Platinum 10K - Spirit 5K
Message 4 of 22
gdale6
Moderator Emeritus

Re: Discover it card


@bobkmn wrote:

Does anybody know which score Discover uses?  Or is that not a question that can be legitimately answered?

 

Thanks.


TU08, basic same as GECRB Walmart & Barclays.

Message 5 of 22
bobkmn
Regular Contributor

Re: Discover it card

Seems strange. I thought it was the Equifax score that we get here.


Current scores: Experian-693 Equifax-720 TransUnion-727
Gardening since 4/7/2014 - Mouse over card for limit.
Message 6 of 22
Jitdc2
New Contributor

Re: Discover it card

They pulled Ex and Eq for me two weeks ago. Instant Approval. I went on an app spree at the beginning of March, 3 cards - Amex, Chase, Discover... No one pulled TU. 

Message 7 of 22
ori68
New Contributor

Re: Discover it card

I just applied and they pulled EQ.

Discover FICO 759(04/15)
Barclaycard FICO 763 (04/15)
Citi FICO 736 (04/15)
BOA Experian 744 (05/15)
Message 8 of 22
coldnmn
Mega Contributor

Re: Discover it card

Your question is vague.  Your getting some answers for the free credit score Discover gives each month. Your also getting answers for people when they applied.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 9 of 22
Pupeitmeister
Valued Contributor

Re: Discover it card


@coldnmn wrote:

Your question is vague.  Your getting some answers for the free credit score Discover gives each month. Your also getting answers for people when they applied.


 

My answer was incorrect... I just doublechecked the letter. 

 

 

They pulled my EQ and EX reports , denied me for too many new accounts and too many inq in the last 12 months..

 

The score printed on the denial letter matched my myFICO EQ scorewatch, but, the reasons my score is getting dinged (per the denial letter) matched my EX report, the things mentioned on it were not on my EQ report, since I am still in dispute on some medical collections that are ONLY on EX at this time. 

OFFICIAL GARDEN START DATE: 10-05-2014... TARGET GARDEN END DATE: 06-01-2016 Lets Git 'r' dun
Message 10 of 22
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