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Discover low apr

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Twister24
New Contributor

Discover low apr

Just Found out on my statement my APR is 3.99 is that real or i,m mistaken or something?
Message 1 of 19
18 REPLIES 18
coachmiff
Regular Contributor

Re: Discover low apr

that's probably your intro apr offer for 6/12/18--which means you didn't get the 0%--i should get my card today and see what i got--congrats either way

Navy Siggy Cash Rewards 25K , Navy plat visa 25k,navy go 25k, Navy Check 15K, , USAA Am Exp 18K, USAA MC Rate Advantage 18K, Discover IT 18.5K, PayPal Extras MC 7.5K, Chase Military Star MC 2.5K, Military Star 8.05k, Wallmart discover 7.5k, Amex bce 25k,Boa cash rewards25k, southwest chase 4k, nasa cr 30k,nasa rew 5k,barc rewards 25k=279k+ scores 750 across the board
Message 2 of 19
Twister24
New Contributor

Re: Discover low apr

May be u are right i think i didn,t got the 0% cuze this was my first card at the time . This is the 6th month since i got the card .
Message 3 of 19
Twister24
New Contributor

Re: Discover low apr

And thx coachmiff Smiley Wink Congrats on your card too i hoppe u got the 0% apr Smiley Happy
Message 4 of 19
LS2982
Mega Contributor

Re: Discover low apr


@Twister24 wrote:
May be u are right i think i didn,t got the 0% cuze this was my first card at the time . This is the 6th month since i got the card .

I believe that offer is good for 6 months then it goes to your normal APR.

 




EQ FICO 548 3/3/16
Message 5 of 19
awdsmama
Established Contributor

Re: Discover low apr

I got 0% for 14mos, give a call to the number on the back of your card and they can tell you how long it's good for.

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Message 6 of 19
lithium78
Established Contributor

Re: Discover low apr


@LS2982 wrote:

@Twister24 wrote:
May be u are right i think i didn,t got the 0% cuze this was my first card at the time . This is the 6th month since i got the card .

I believe that offer is good for 6 months then it goes to your normal APR.

 


 

That is correct.  That was the offer I got when I first got Discover.  After that, the APR rises to 22.9%.  Ugh, I know, right?


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

Take the FICO Fitness Challenge
Message 7 of 19
Twister24
New Contributor

Re: Discover low apr

Yeapp  indeed  it  is  .  I remeber  now  when  cr  told  me offer is  for  6mo after  that  i dunno   What  the  apr   Will  be  i must  check.

Message 8 of 19
jsickz32
Valued Contributor

Re: Discover low apr

I got the 3.99% apr for 6 months too. Funny thing is that last month i carried a 300 balance on my IT and i was not charged interest. It was my 7 th statement
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 9 of 19
Twister24
New Contributor

Re: Discover low apr

But anyway i dont keep  bl  on my cardsSmiley Happy  beside of  that  any other  cards  i  have  is  0% APR  for  aaa  loooong  time  and  the  good  Thing  is   My amex  prg  dont  have   Apr  at  all   Lol Smiley Very Happy

Message 10 of 19
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