Discover lowers my APR!!!

[Anonymous]

Congrats on the APR reduction...you inspired me to get one..let me give it a shot and will update here.

[pip3man]

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@Anonymous wrote:

Congrats on the APR reduction...you inspired me to get one..let me give it a shot and will update here.

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definitely go for it and report back with ya success story... All the best! 

[pip3man]

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@Anonymous wrote:

Awesome!! How long have you had your Discover?? 

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thanks and I've had it for more than 2 years now....

[pip3man]

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@hizzaah wrote:

@Anonymous wrote:

Just checking.  Does the temporarily lowered APR apply to existing balances?  When I got my Discover APR lowered, they said it would apply to new purchases only, but it was a permanent decrease.

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not in my experience. promotional apr's apply to purchases made during the promotional period so it would only apply to the purchases made after they enrolled you in the 0%, not existing balances.

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thanks for answering that, I wasnt quite sure if it applied to existing purchase balances but now I know.

[galahad15]

Congrats!

[Anonymous]

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@pip3man wrote:

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@Anonymous wrote:

Congrats on the APR reduction...you inspired me to get one..let me give it a shot and will update here.

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definitely go for it and report back with ya success story... All the best! 

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Went on chat only to find out that I'm on Promo APR of 0% expiring in Aug 2016 and Promo balance transfer APR expiring Jan 2017. 

The agent mentioned that from August, it'll be 20.24% for purchases but I can go on chat when the Promo APR expires and they'll see what can be done..