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Discover mail offer

Regular Contributor

Discover mail offer

Hey all,


I am an existing Discover IT card holder for about a year and a half. I just received a mail offer from them. Should I try to use that? But that would be applying for the same that that I have. I don't mind getting another card from them even if it is same card for the sake of having an additional trade line.


Why would a bank/lender offer the same cc account for a different set of terms/conditions?



~ 100k in Rev CC. 15k Credit Line. 16.5k Car Loan(@1.7%) Starting scores: 690 EQ (Dec 2012) Mid-year FICO scores April ‘13 Pulled by lenders(Barclays, Amex): TU 747 • EQ 752 • EX 746 • Scores As of Nov 2013: 740 and above across the board.
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Established Contributor

Re: Discover mail offer

Well others may chime in on this but from what i was told from a prev CSR a person can only have one Discover IT card.. But who knows
CH7 Filed (3/29/17) - 516 EQ, 517 TU, 483 EX -- Discharged (5/31/17) - 538 EQ 501 TU 559 EX
PenFed CLOC $500 - NFCU nRewards $2k - Merrick $800 - CreditOne $700 - VS $250 - Overstock $250 - KingSize $250 - Macys $5.8K (AU) - AmEx $1k (AU)
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