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I finally just became aware that my DiscoIT has not reported to Equifax ever. There is no open account listed so not payment history either. Not to mention that they have not reported to transunion or experian for over 2.5 months too. Looks like I will be calling up Discover today.
I'd call them. Discover reported to my Equifax report the same day I was approved for the account - before I even received the card in the mail.
TU: 818 EX: 809 EQ: 801