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Discover offer for 10.99% APR

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parakleet
Valued Contributor

Re: Discover offer for 10.99% APR

This thread just inspired me to call discover to find out my apr after the intro period - 18.99% 😫

Oh wells, I don't intend on carrying a balance on it after the promo but it's good to know. I will definitely be calling after the intro period to renegotiate a better apr.

Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
Goal: 760+
Message 21 of 24
DiabolicallyRandom
Established Contributor

Re: Discover offer for 10.99% APR

I got the Discover It card in may of this year. Approved for $6000, 15 month 0%, APR after that 11.99.  The limit hasnt increased since then, but I dont use it as often as I thought I would. They pulled Equifax and their enhanced score was 783.

Message 22 of 24
petarap
Regular Contributor

Re: Discover offer for 10.99% APR

I have been getting the same offer for the past 3 months. They sent one yesterday as well with expiration date of offer till Nov 30 2013. Right now, I'm just using my AMEX as a major card which I had 3x CLI in June. I guess I'll wait till December for another 2X on Amex and then will apply for Discover IT.

____________________________________________________________________________________
Recent Scores: 758 Walmart TU 8/2/2015, Amex FICO EX 777 Aug 2015
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AMEX BCE $19,800, Chase Sapphire Preferred $18,000, Chase Freedom $17,000
Macy's Amex $6,000, Barclay's Arrival+ $5,000, Walmart Card $4,500, Capital One QS $2,500,
Capital One QS $2,250, BOA Travel Rewards Visa $2000, Sears Citi MC $1,000
Message 23 of 24
Hockeyplayrr
Frequent Contributor

Re: Discover offer for 10.99% APR

I applied in may and recieved a $4k credit line and auto increased to $4500 about 2 months later.  

Credit Scores: Equifax - 744 (Oct FICO) | Experian 736(Oct Fico) | Transunion - 755(Oct Fico)

Credit Lines: Diners Club 20k | Penfed Plat Rewards 7k | SDFCU 5k | Amex BCE - 10.5k | Chase Freedom 4.5k | CSP - 10.6k | Discover IT - 9k | Sallie Mae 3.8k | BofA 123 - 4.9k | CITI Double Cash 9.1k | Total Rewards 3.25k
Message 24 of 24
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