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Hi All
Just fishing really - What is the lowest APR that you have for Discover? (I was prequal'd for 13.74% - wondering how low they go? - this is after 14 months at 0%)
Thanks All
@chrisw1968uk wrote:Hi All
Just fishing really - What is the lowest APR that you have for Discover? (I was prequal'd for 13.74% - wondering how low they go? - this is after 14 months at 0%)
Thanks All
Mine is 12.99%
awesome - good to see a card coming out with realistic rates! lol, thanks
@chrisw1968uk wrote:Hi All
Just fishing really - What is the lowest APR that you have for Discover? (I was prequal'd for 13.74% - wondering how low they go? - this is after 14 months at 0%)
Thanks All
As you know, you have the lowest posted rate you can get. Later on, Discover may adjust the Apr to less than the posted rate for their better risks.
@Anonymous wrote:
@chrisw1968uk wrote:Hi All
Just fishing really - What is the lowest APR that you have for Discover? (I was prequal'd for 13.74% - wondering how low they go? - this is after 14 months at 0%)
Thanks All
As you know, you have the lowest posted rate you can get. Later on, Discover may adjust the Apr to less than the posted rate for their better risks.
Yeah, about a week ago, I didn't know my rates on my cards. I've been PIF for 15+ years. I don't use the rates. Other than 0%.
10.99% as of July 2020. May ask them for single digits. In reality I do not look at APR often as I PIF. Only carry balances when I get a 0% offer for 12-18 months. Use the interest free loan to show card activity and invest the money to make more $$.
I called about a year ago seeking extra cash back and got a year at 0%. Account is now about 6 years old.
Regular APR is fairly high...maybe 16.xx something? I only carry at 0%.
Hmmm, I went to check my rate on my last statement and it shows 0% until 10/20/20. I never pay attention to APR since I always PIF, so I'm not sure if this came with the card (got it last August) or if they added a promo on it at some point.
11.99%
9.99% here