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Regular Contributor


I have been good willing the poo out of my baddies with no avail... That said... Not giving up! 


Ive been looking at discover for while. I applied a while back and was denied even on recon. The gentleman I talked to was so nice and gave me advice on what I should do to prepare to apply again. I had one card in DMP when I applied and he said pay it off and be done with you and you should be good. He mentioned that he saw my lates, including my 90-day and said that shouldnt be a problem either because the card is closed and fully paid. He also suggested that my util be under 20% which I already knew from here. With that said, is there a good possibility that I could get accepted? baddies in the signature.

Message 1 of 5
Valued Contributor

Re: Discover?

I would expect a relatively low limit but with your scores I think you have a shot


Edit: I misread your scores, I have to agree with the poster below that you should wait until scores are higher.  Sorry about that

Ch 7 Discharge 3/12/2018
Credit One $700, Wayfair $3,500, Blaze MC $2,500

AU Cards: CSP $37.7k; Chase Marriott $20k; Citi TY $8.5k; Barclays Arrival+ $15k
Message 2 of 5
Established Contributor

Re: Discover?

If I were you, I would wait til TU/EQ Fico is at least 680.

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 3 of 5
Regular Contributor

Re: Discover?

Thanks guys. Hoping that my barrage of GW letters works in the near future!

Message 4 of 5
Valued Contributor

Re: Discover?

Wait and be patient........

Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800

Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 5 of 5