Diversity

[Anonymous]

Is it good to have diversity in card merchants such as Visa, MC, etc? I am wondering because my cards are all MC and Amex and was wondeing if I should have a Visa as well. 

[Brian_Earl_Spilner]

The chances of you going somewhere that takes visa and not MasterCard are slim to none.

[FireMedic1]

It doesnt matter. A card is a card. It was just discussed in a earlier thread. If your a high roller then WEMC's and Visa Signature benefits may come into play, Check out yesterdays thread--->https://ficoforums.myfico.com/t5/Credit-Cards/Mastercard-or-Visa/td-p/5352136

[MrDFinance]

I think it's more important to worry about having a Visa or MasterCard if your traveling... AMEX is the only one still til this day you find trouble using abroad.....

But if you have MasterCard I think your covered...

I definitely wouldn't apply to a card just to get the visa logo....

[Medic981]

Don't forget about having a Discover card!

[Anonymous]

I just apped for a Discover it secured with $2500 CL, should be here soon!

[imaximous]

It matters sometimes. If you ever think about shopping at Costco, you'll need a Visa card -- or you could always take a trip to a Costco in Canada since they take MC.

[Anonymous]

Costco is actually what prompted this as the only Visa I have is debit 

[kdm31091]

99% of the time it really doesn't matter. Visa/MC are almost always interchangeable. Not worth worrying about it unless you are in one of the fe specific situations (i.e. Costco) where it matters. Otherwise, focus on benefits and features outside of the network because it's pretty meaningless most of the time.

[Medic981]

My goal at the beginning of my rebuild was to have one CC each from the four payment networks which I finally achieved last month with my Amex.