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I've noticed that EX, through CreditExpert.com is updating new CC info very fast.
My Discover statement closed yesterday, Sunday, Sept 27. My balance went from $0 to $6018. My EX report is already updated - in one day and for a statement that closed on a Sunday. No change on EQ or TU.
My BMW card was paid from $12150 to $0. Statement closed Sept 23. EX was updated the next day, Sept 24. EQ and TU are still not updated.
Very interesting.
I have always had EX update within 24 hours of my statement cut, and generally within 12 hours. The other 2 take a few days to a week or more.
@Anonymous wrote:I have always had EX update within 24 hours of my statement cut, and generally within 12 hours. The other 2 take a few days to a week or more.
They run it like a business.
GregB wrote:
If I was running a lending business I would want to be sure that my potential customer's data was as current as possible. I would prefer Experian for that data.
I find that Experian updates faster than the others. Their score is always much higher.
EQ 698 (for a year or more)
TU 733
EX 770 (plus)
casinoannie97 wrote:I find that Experian updates faster than the others. Their score is always much higher.
EQ 698 (for a year or more)TU 733
EX 770 (plus)
Not necessarily for all! (But they certainly aren't my lowest either!)