Do CCC (Chase) mind returns? :(

[Anonymous]

Perhaps OP owns a coffee shop and puts expenses on card? If not please feel free to send me some coffee!

[Anonymous]

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@Anonymous wrote:

Perhaps OP owns a coffee shop and puts expenses on card? If not please feel free to send me some coffee!

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Finally someone makes this suggestion.

[Anonymous]

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@Anonymous wrote:

Perhaps OP owns a coffee shop and puts expenses on card? If not please feel free to send me some coffee!

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Now, thats funny.  If so, then the card needs to be  business card not CSP. Their business cards are hidden tradelines and don't even impact utilization so balance can be paid over time for that amount of coffee..

[takeshi74]

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@Anonymous wrote:

Should i be worried or im just paranoid? 

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We can't say for certain.  You have to decide based on your level of comfort and where you're willing to draw the line.  It's probably not an issue but are you willing to risk your account based on some forum posts?  Is getting your mom to straighten out her behavior with your account not an option?

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@Anonymous wrote:

Their business cards are hidden tradelines

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They're not completely hidden.  They just don't show up on personal credit reports.  They certainly show up on business credit reports.

[kdm31091]

Tell your mom to calm down with returns. Research prices FIRST and then decide where to buy something. This avoids returning. Less potential upset to the credit card issuers and less upset to retailers. Why would she want to hassle with returns 10+ times a month anyway?

[longtimelurker]

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@kdm31091 wrote:

Tell your mom to calm down with returns. Research prices FIRST and then decide where to buy something. This avoids returning. Less potential upset to the credit card issuers and less upset to retailers. Why would she want to hassle with returns 10+ times a month anyway?

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It doesn't quite sound like normal behavior amenable to this sort of argument.  

[Anonymous]

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@takeshi74 wrote:

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@Anonymous wrote:

Should i be worried or im just paranoid? 

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We can't say for certain.  You have to decide based on your level of comfort and where you're willing to draw the line.  It's probably not an issue but are you willing to risk your account based on some forum posts?  Is getting your mom to straighten out her behavior with your account not an option?

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@Anonymous wrote:

Their business cards are hidden tradelines

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They're not completely hidden.  They just don't show up on personal credit reports.  They certainly show up on business credit reports.

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Takeshi74, do you have any of the ink cards?  Because I have both the Ink cash and Ink plus and none of them report to the business bureaus.  Not even Dun and Bradstreet. Curious to know where you got this info. from...

[Anonymous]

Its quite normal really. Sometimes you get stuff home and find it just isn't for you.

[longtimelurker]

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@Anonymous wrote:
Its quite normal really. Sometimes you get stuff home and find it just isn't for you.

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From time to time, yes.  10+ times a month, every month, not so much!  And from OP:

" likes to buy stuff just for the sake of returning it to the store"

i.e. the experience of returning has some value to her.

[kdm31091]

It's normal to do returns, but I don't think it's normal to get home and realize something doesn't work for you ten times a month...lol