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Do I need Costco Amex if I have Amex Blue?
Who have both of those? Any benefit of having the both cards?
No, I have Blue Preferred.
To get 500000 in CL's would be nice, but I start closing useless accounts, so I gonna go down to 250000.
@wmarat wrote:No, I have Blue Preferred.
To get 500000 in CL's would be nice, but I start closing useless accounts, so I gonna go down to 250000.
Hi, wmarat.
You already have an AMEX card so, you have the only card that Costco accepts, unless of course you use a debit card instead.
I can appreciate the achievement you have reached by having such a high available credit, but I'm sure you realize more than others
that "Credit means nothing if you don't need it ."
@veracious wrote:
@wmarat wrote:No, I have Blue Preferred.
To get 500000 in CL's would be nice, but I start closing useless accounts, so I gonna go down to 250000.
Hi, wmarat.
You already have an AMEX card so, you have the only card that Costco accepts, unless of course you use a debit card instead.
I can appreciate the achievement you have reached by having such a high available credit, but I'm sure you realize more than others
that "Credit means nothing if you don't need it ."
Thanks.
I do have AmEx Blue and AmEx's from BOA, USAA and Macy's. 2% on travel and 2-3% on restaurants are not attractive.
Credit indeed means nothing when you don't need it, but available credit means a lot when you need it.
Now that I have the Blue Cash Preferred, my Costco card has definitely lost its luster. I don't know if I'll keep it when my membership is due for renewal.
I know that many people don't like paying fees (understandably), but if you have kids --or big grocery bills for any reason --the BCP is a heckuva lot better deal than Costco.
6% cash back on groceries
3% cash back on gas (and you can use it for Costco gas)
3% cash back at department stores
1% elsewhere
If you spend $500 at supermarkets each month, that's $30 every month, so that takes care of the $50 fee pretty quickly.
I don't eat at restaurants that often. I'd rather cook up a storm at home.
Lel,
Where did you get your info about the Costco Amex dropping to 2 percent for restaurants after July? I went to the Costco Amex site and it still states 3% with no disclaimers.
@haulingthescoreup wrote:Now that I have the Blue Cash Preferred, my Costco card has definitely lost its luster. I don't know if I'll keep it when my membership is due for renewal.
I know that many people don't like paying fees (understandably), but if you have kids --or big grocery bills for any reason --the BCP is a heckuva lot better deal than Costco.
6% cash back on groceries
3% cash back on gas (and you can use it for Costco gas)
3% cash back at department stores
1% elsewhere
If you spend $500 at supermarkets each month, that's $30 every month, so that takes care of the $50 fee pretty quickly.
I don't eat at restaurants that often. I'd rather cook up a storm at home.
+1
I don't think my True Earnings card is going to see nearly as much action as it's been used to, save for at Costco, and I might relegate it to my "travel" card for the 2%. I'm still spending enough at Costco (thanks to my two in diapers, and a few large charitable purchases each year) to win the rewards game with the Executive membership. But, my Blue Cash Preferred has most definitely taken lead in my purse.
6% cashback on groceries even has DH smiling... and he doesn't usually care one iota about this stuff.
Hauling,
So the BCP 3% works on Costco Gas? Is that the same for other wholesale gas pumps? (like Sam's Club, BJ's, etc)
If so that would be nice, as my company car I usually fill up at Sam's...