Yeah, sure, if you are just helping them with their report and score, why give them the card. I have a two friends, two sisters, a niece, and my fiance on my credit cards. God forbid I give my sister the SM card which has an $11K limit, since she can't handle that kind of temptation! (It was exactly that temptation that caused her last of three bankruptcies.)
It is by will alone I set my mind in motion.....
Always follow these rules: Only take a HP for a new account. Always use the best rewards card for that reward category. Don't close a card unless you know you really should. Never use more than 35% of a credit limit. Recon as much and as best you can. Use the introductory period to the best advantage. Get the signup bonus. Whenever possible PIF or balance transfer so you pay less in interest. Never give an excellent rating when it is actually the norm. Always look for a discount as more is always better.
Always accept candy from strangers because they have the best candy or from people you know have good candy.
