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Do any credit cards use a FICO BankCard 2 Score?

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Anonymous
Not applicable

Do any credit cards use a FICO BankCard 2 Score?

So Wells Fargo provides me with a free FICO score every month. The score they provide is the FICO BankCard 2. It's currently showing score at 766 which shows as "Excellent" in this FICO scoring model.

Just wanted to see if anyone uses this model for applications?
Message 1 of 7
6 REPLIES 6
Creditfan1234
Contributor

Re: Do any credit cards use a FICO BankCard 2 Score?

From what I have seen it's just them. It drives me nuts. Maybe someone else can chime in on anybody else
Message 2 of 7
Anonymous
Not applicable

Re: Do any credit cards use a FICO BankCard 2 Score?

I think WF uses a 2 or maybe it is a 4.
Message 3 of 7
Anonymous
Not applicable

Re: Do any credit cards use a FICO BankCard 2 Score?

It's in the title
Message 4 of 7
Themanwhocan
Senior Contributor

Re: Do any credit cards use a FICO BankCard 2 Score?

Several creditors use Experian FICO Score 2, but as far as I know only Wells Fargo uses the Bankcard version of that FICO series.

 

Huntington Bank uses Equifax FICO Score 2.





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 5 of 7
Meanmchine
Super Contributor

Re: Do any credit cards use a FICO BankCard 2 Score?

My EX Bankcard Fico2 is 60 points lower then my Fico8 version.  Looks like the WF Cash Wise card just fell of my wish list

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching
Message 6 of 7
Anonymous
Not applicable

Re: Do any credit cards use a FICO BankCard 2 Score?

That's odd my BankCard 2 FICO is higher than any of the others. It shows 766 while FICO 8 shows 716-740
Message 7 of 7
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