Do any forum members still have a card at or close to the current prime rate?

[SouthJamaica]

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@Remedios wrote:

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@SouthJamaica wrote:

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@Remedios wrote:

I think my becu visa is currently 9% or something like that. Used to be higher but they lowered it as my scores went up. 

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BECU seems like an amazing institution. I've never seen a lender do things like that.

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Yeah, I was surprised, too. I thought it was an error, but that's what they do 

It would be a good card for someone who is starting with less than stellar CR but improves over time 

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It would be a good card for anybody

[Anonymous]

I still have a Wells Fargo prime rate Visa. It’s locked at prime for purchases and for promo balance transfers. I had a mortgage through them around 2008 and it qualified me for the card.

[wasCB14]

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@gdale6 wrote:

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@wasCB14 wrote:

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@gdale6 wrote:
Have a CU card fixed at 8.79 that cannot be raised for any reason.

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I thought there was some law that issuers could change the Purchase APR with 14 days' notice after the first year, or something like that.

How does the card circumvent that?

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Contract at time of app stated such that it was fixed for life of the account. I should clarify app was post card act enactment. Today this card is no longer offered and all new cards are variable.

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Well, hopefully they won't close the card altogether, come up with some excuse for AA, or CLD you to $1.

I suppose those wouldn't be typical CU moves.