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Do the pre-qualify sites result in a HP?

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dynamicvb
Valued Contributor

Do the pre-qualify sites result in a HP?

The title says it all. do you get a hard pull if you check to see if you pre-qualify for cards such as Capital One or any others?

Started Rebuild 4/2018: EX 616| TU 604| EQ 621

Current 5/28/20:


First Goal Score: 750+ Reached 3/2019

Next Goal all over 800
Message 1 of 6
5 REPLIES 5
simplynoir
Community Leader
Mega Contributor

Re: Do the pre-qualify sites result in a HP?

Not at all.
Message 2 of 6
dynamicvb
Valued Contributor

Re: Do the pre-qualify sites result in a HP?

Thanks, but they do do a soft pull, correct?

Started Rebuild 4/2018: EX 616| TU 604| EQ 621

Current 5/28/20:


First Goal Score: 750+ Reached 3/2019

Next Goal all over 800
Message 3 of 6
K-in-Boston
Credit Mentor

Re: Do the pre-qualify sites result in a HP?

Yes they do.

Message 4 of 6
Anonymous
Not applicable

Re: Do the pre-qualify sites result in a HP?

HP's are for applications for new credit or additional credit generally speaking. A prequalified site is not an application, so it cannot result in a HP.
Message 5 of 6
Anonymous
Not applicable

Re: Do the pre-qualify sites result in a HP?

Not at all. It is just a SP.
Message 6 of 6
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