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Do toll road payments count for travel rewards?

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Anonymous
Not applicable

Do toll road payments count for travel rewards?

Do toll road payments qualify as travel rewards? If so, would it make more sense to run those automatic payments from the toll roads on my Costco Citi card or Chase Sapphire Preferred?

Message 1 of 13
12 REPLIES 12
wasCB14
Super Contributor

Re: Do toll road payments count for travel rewards?


@Anonymous wrote:

Do toll road payments qualify as travel rewards? If so, would it make more sense to run those automatic payments from the toll roads on my Costco Citi card or Chase Sapphire Preferred?


In my experience, tolls are travel on CSP. Of course, some toll roads may have inexplicable merchant coding and not actually qualify.

 

From https://www.chase.com/index.jsp?pg_name=ccpmapp/shared/assets/page/Online_Rewards_FAQ

 

"Merchants in the travel category include airlines, hotels, motels, timeshares, car rental agencies, cruise lines, travel agencies, discount travel sites, campgrounds and operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, and parking lots and garages. Please note that some merchants that provide transportation and travel-related services are not included in this category; for example, real estate agents, in-flight goods and services, on-board cruise line goods and services, sightseeing activities, excursions, tourist attractions, merchants within hotels and airports, and merchants that rent vehicles for the purpose of hauling. In addition, the purchasing of points or miles does not qualify in this category."

 

But most do qualify.

 

I've not used Costco for any tolls.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 2 of 13
Kforce
Valued Contributor

Re: Do toll road payments count for travel rewards?

The problem with all category specific cards is that different cards

can  have a different set of MCC codes that they call in category.

 

A business can also have a code that does not really represent what you are purchasing.

My Gym came back as a Real Estate Agent.

I wanted to take advantage of the US-Bank Cash+ 5% for Gyms. Called US-Bank and found that

they had 1 MCC code that they excepted as Gym. I talked to the owner and had him change

his MCC code to take advantage of CC rewards.

 

Credit Card company's can included a wider or more narrow coverage of a category.

Some will allow only a single MCC code for credit while others have codes included for similar

category's letting you have success with one card and not another.

 

This means that "your results will be determined only by trial and error". It might work

for 1 toll road but not the next, or with one cc and not the other.

 

 

Message 3 of 13
Anonymous
Not applicable

Re: Do toll road payments count for travel rewards?

 


cjfuller125 wrote:

Do toll road payments qualify as travel rewards? If so, would it make more sense to run those automatic payments from the toll roads on my Costco Citi card or Chase Sapphire Preferred?


 

So here in GA, we have "Peach Pass" and I can confirm that these charges bill as travel. I have it auto-replentish to my CSR, and get 3x points. But as others have pointed out, depends on the coding of the merchant. YMMV

Message 4 of 13
driftless
Valued Contributor

Re: Do toll road payments count for travel rewards?

FYI - The Illinois I-Pass comes up coded gas/automative on my Ventue card.  

CSR | Amex Platinum | EDP | QS (2)
Amex Blue Business Plus
Message 5 of 13
Anonymous
Not applicable

Re: Do toll road payments count for travel rewards?

The E-Z Pass out of PA codes as travel on my CSR.

Message 6 of 13
K-in-Boston
Credit Mentor

Re: Do toll road payments count for travel rewards?

E-Z Pass in Massachusetts codes as Category: Other - Government Services on American Express.  Assuming that's because the charge is actually from the Massachusetts Department of Transportation (MASSDOT).

Message 7 of 13
WolfMan
Regular Contributor

Re: Do toll road payments count for travel rewards?


@driftless wrote:

FYI - The Illinois I-Pass comes up coded gas/automative on my Ventue card.  


My Chase Sapphire Preferred sees it as Travel. 

Message 8 of 13
mongstradamus
Super Contributor

Re: Do toll road payments count for travel rewards?


@Anonymous wrote:

The E-Z Pass out of PA codes as travel on my CSR.


The NYC/NJ also does for that matter. I have been getting 3x on my citi premeir this whole year.



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Message 9 of 13
creditfan
Established Contributor

Re: Do toll road payments count for travel rewards?


@K-in-Boston wrote:

E-Z Pass in Massachusetts codes as Category: Other - Government Services on American Express.  Assuming that's because the charge is actually from the Massachusetts Department of Transportation (MASSDOT).


please use your VISA/MC to see anything different because sometime visa/mc/discover/amex don't have the same recognition for MCC code

Message 10 of 13
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