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Do toll road payments qualify as travel rewards? If so, would it make more sense to run those automatic payments from the toll roads on my Costco Citi card or Chase Sapphire Preferred?
@Anonymous wrote:Do toll road payments qualify as travel rewards? If so, would it make more sense to run those automatic payments from the toll roads on my Costco Citi card or Chase Sapphire Preferred?
In my experience, tolls are travel on CSP. Of course, some toll roads may have inexplicable merchant coding and not actually qualify.
From https://www.chase.com/index.jsp?pg_name=ccpmapp/shared/assets/page/Online_Rewards_FAQ
"Merchants in the travel category include airlines, hotels, motels, timeshares, car rental agencies, cruise lines, travel agencies, discount travel sites, campgrounds and operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, and parking lots and garages. Please note that some merchants that provide transportation and travel-related services are not included in this category; for example, real estate agents, in-flight goods and services, on-board cruise line goods and services, sightseeing activities, excursions, tourist attractions, merchants within hotels and airports, and merchants that rent vehicles for the purpose of hauling. In addition, the purchasing of points or miles does not qualify in this category."
But most do qualify.
I've not used Costco for any tolls.
The problem with all category specific cards is that different cards
can have a different set of MCC codes that they call in category.
A business can also have a code that does not really represent what you are purchasing.
My Gym came back as a Real Estate Agent.
I wanted to take advantage of the US-Bank Cash+ 5% for Gyms. Called US-Bank and found that
they had 1 MCC code that they excepted as Gym. I talked to the owner and had him change
his MCC code to take advantage of CC rewards.
Credit Card company's can included a wider or more narrow coverage of a category.
Some will allow only a single MCC code for credit while others have codes included for similar
category's letting you have success with one card and not another.
This means that "your results will be determined only by trial and error". It might work
for 1 toll road but not the next, or with one cc and not the other.
cjfuller125 wrote:
Do toll road payments qualify as travel rewards? If so, would it make more sense to run those automatic payments from the toll roads on my Costco Citi card or Chase Sapphire Preferred?
So here in GA, we have "Peach Pass" and I can confirm that these charges bill as travel. I have it auto-replentish to my CSR, and get 3x points. But as others have pointed out, depends on the coding of the merchant. YMMV
FYI - The Illinois I-Pass comes up coded gas/automative on my Ventue card.
The E-Z Pass out of PA codes as travel on my CSR.
E-Z Pass in Massachusetts codes as Category: Other - Government Services on American Express. Assuming that's because the charge is actually from the Massachusetts Department of Transportation (MASSDOT).
@driftless wrote:FYI - The Illinois I-Pass comes up coded gas/automative on my Ventue card.
My Chase Sapphire Preferred sees it as Travel.
@Anonymous wrote:The E-Z Pass out of PA codes as travel on my CSR.
The NYC/NJ also does for that matter. I have been getting 3x on my citi premeir this whole year.
@K-in-Boston wrote:E-Z Pass in Massachusetts codes as Category: Other - Government Services on American Express. Assuming that's because the charge is actually from the Massachusetts Department of Transportation (MASSDOT).
please use your VISA/MC to see anything different because sometime visa/mc/discover/amex don't have the same recognition for MCC code