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Do u have 15+ cards with average CL over $5000?

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Fico2Go
Established Contributor

Do u have 15+ cards with average CL over $5000?

Some MYFICOers have dozens of credit cards from various issuers.  However along with the high number of cards I also see low limits on each card.

Which begs the question how many have higher than 5000 CLs with more than 15 cards?

 

 

 

 

 

Discover IT $19,000 == 12/2013
AMEX 12/2013 ---BCP $12,000 === BC $23,000 ----- 04/2014
CHASE SLATE $5,700 === 12/2013
BoA 123 $6000 === 12/2013
Barclay Rewards $1500 == 12/2013
Message 1 of 60
59 REPLIES 59
Anonymous
Not applicable

Re: Do u have 15+ cards with average CL over $5000?

So you mean 15+ cards with $5K CL or above or 15+ accounts with some $5K CL or above peppered in?
Message 2 of 60
gingerflower
Valued Contributor

Re: Do u have 15+ cards with average CL over $5000?

20 Cc with over 5000 Cl..Lol
Message 3 of 60
Fico2Go
Established Contributor

Re: Do u have 15+ cards with average CL over $5000?


@Anonymous wrote:
So you mean 15+ cards with $5K CL or above or 15+ accounts with some $5K CL or above peppered in?

Nixon hmmmm didn't even think of that.  Just 15+  accounts with average limits of 5000.

 

 

 

 

 

 

 

 

 

Discover IT $19,000 == 12/2013
AMEX 12/2013 ---BCP $12,000 === BC $23,000 ----- 04/2014
CHASE SLATE $5,700 === 12/2013
BoA 123 $6000 === 12/2013
Barclay Rewards $1500 == 12/2013
Message 4 of 60
iwazl71
Frequent Contributor

Re: Do u have 15+ cards with average CL over $5000?

its actually pretty easy to accomplish wiTh decent scores and income.  i have all 24 of my cards 10k or higher. 

Scores: EQ 796, EX 790, TU 807
Personal and Business Cards: 31 with 763k
High Limit Cards: CSP 50k | BoA Cash 81k | NFCU flagship 60k | Penfed Rewards 50k | Aviator Silver 52k
Message 5 of 60
Fico2Go
Established Contributor

Re: Do u have 15+ cards with average CL over $5000?


@iwazl71 wrote:

its actually pretty easy to accomplish wiTh decent scores and income.  i have all 24 of my cards 10k or higher. 


Over what period of time did it take you to accumulate 24 cards? 

 

Discover IT $19,000 == 12/2013
AMEX 12/2013 ---BCP $12,000 === BC $23,000 ----- 04/2014
CHASE SLATE $5,700 === 12/2013
BoA 123 $6000 === 12/2013
Barclay Rewards $1500 == 12/2013
Message 6 of 60
Anonymous
Not applicable

Re: Do u have 15+ cards with average CL over $5000?


@iwazl71 wrote:

its actually pretty easy to accomplish wiTh decent scores and income.  i have all 24 of my cards 10k or higher. 


+1.  The trick is less inquiries, higher score/good profile, a decent income and you are in. 

Message 7 of 60
NRB525
Super Contributor

Re: Do u have 15+ cards with average CL over $5000?

I have 14 open cards with an average of almost $10k, but they range from $500 to $20k.

I agree that once one reaches a certain point, it becomes easier, although at that point, the person usually doesn't need the extra credit amounts.

 

That's the problem with credit: When you think you really need it, you probably can't get it (early in life) but when you can really get it, you don't often need it (later in life).

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 8 of 60
iwazl71
Frequent Contributor

Re: Do u have 15+ cards with average CL over $5000?

about 3 years.  i started getting serious about my credit profile around that time.  high limits begats high limits

Scores: EQ 796, EX 790, TU 807
Personal and Business Cards: 31 with 763k
High Limit Cards: CSP 50k | BoA Cash 81k | NFCU flagship 60k | Penfed Rewards 50k | Aviator Silver 52k
Message 9 of 60
SGR
Contributor

Re: Do u have 15+ cards with average CL over $5000?

I have fifteen cards with a total of seven having a limit of 5k or higher. Hover over my signature to see my limits. I have fifteen inquiries within the past year on both EQ/TU and nine on EX. All of these cards were obtained within the past year (expect for the Capital One QS1 which is very old).

Message 10 of 60
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