Do you guys know which credit card with 0% balance transfer offer ?

[DotaK]

Do you guys know which credit cards come with 0% balance transfer offers and 0% balance transfer fee when you approved for a new credit card? I am thinking to apply for this type of credit card? Is anyone with the experieces? Please share! Thanks!

[chhull00]

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@DotaK wrote:

Do you guys know which credit cards come with 0% balance transfer offers and 0% balance transfer fee when you approved for a new credit card? I am thinking to apply for this type of credit card? Is anyone with the experieces? Please share! Thanks!

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Discover it® Balance Transfer
Capital One® Quicksilver
Wells Fargo Platinum Visa®
BankAmericard® credit card
Chase Freedom Unlimited®
U.S. Bank Visa® Platinum Card
Chase Freedom®
Barclaycard Ring® Mastercard®
HSBC Gold Mastercard® credit card
Citi Simplicity® Card 

[Taurus22]

Be careful when you view BT offers......

Cards that offer Balance Transfers usually have one of 2 choices:

#1 - 0% APR for X amount of time with a 2-4% transfer fee   ...or

#2 - Low APR like 4.99% with 0 transfer fee

But it's highly unlikely you find a card with both. You will have to choose one option.

[Anonymous]

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@Taurus22 wrote:

Be careful when you view BT offers......

Cards that offer Balance Transfers usually have one of 2 choices:

#1 - 0% APR for X amount of time with a 2-4% transfer fee   ...or

#2 - Low APR like 4.99% with 0 transfer fee

But it's highly unlikely you find a card with both. You will have to choose one option.

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Not really. No fee BT cards are very common at credit unions, for example the NFCU Platinum has no fee and 0% for 12 months. 

The problem is that OP is in the process of being balance chased which means getting a BT card is going to be a tough job. Best thing I can recommend it find a local CU, look for a card that has 0% and no fee on BTs and then go in to a branch and explain the situation and see what they can do because credit unions are the most likely to bail someone out of a credit crisis with fair terms. 

[Priory_Man]

Amex EveryDay card has a 0% BT for 15 months with a $0 fee if the BT is done within 60 days of opening the account.

[FlaDude]

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@chhull00 wrote:

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Chase Freedom Unlimited®
Chase Freedom® 

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These both have fees when I check, the Chase Slate card doesn't.

@Taurus22, there are actually a fair number that have both.

I found recently that Amex limits BTs to $5000 per card no matter what your CL is, so that can limit the ED usefulness if you need to BT a lot of money without getting lots of cards.