Do you have one from each of the Big Four?

[Anonymous]

I just realized in tis thread I do not have all three! I dont have a Mastercard

Visa-Chase Freedom, Freedom Unlimited, Sapphire, Cap One Quicksilver

Discover

Amex Platinum

[eddie84]

Yup, got all four.

- Discover (1)

- Amex (4)

- Visa (lost count since it's too many!  )

- Mastercard (probaly 2 or 3)

[CBetc]

Yes, but never all at the same time, and the official Amex was a Business card.

Discover was actually my very first bank credit card. It, my Target, and my Macy's cards were the first ones I got when I was 18 (this was looooong before the CARD Act).

I got into some trouble with it in my late teens and early 20's (as one is wont to do), but ended up with the account still being open. I got so credit shy, however, that I stopped using it and it was eventually closed for inactivity about 10 years ago.

Kicking myself now for it too... That would be a 20 year old tradeline this year, and whatever missed payment's I'd had back in the day would be quite irrelevant now.

[pizza1]

Im missing Amex...

Reason is I can't apply till I'm 5 yrs post DC on my BK. Hopefully then, I can say Ill have all of them

[Anonymous]

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@Anonymous wrote:
Visa
Mastercard
Amex
Discover

Do you have at least one of each? If not, which are you missing?

I have a Visa by way of a local bank card backed by Elan, and a Quicksilver Mastercard. That's it so far. I want an Amex BCE next, so would there be any benefit to having a Discover too? I like the Chase Freedom revolving categories better than the Discover It categories, but I'm wondering if I should get an It card to have all four for any decent reason. Does it help in building a more well-rounded profile or increase your score to have them all?

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Discover wont let me in, no matter what!!!!!!!!!!!!

[Anonymous]

You and I are in the same boat Pizza!!! Have to wait a couple years before I can apply bc of BK7! 

[Anonymous]

Ya know what I never knew about the rule until coming here. Initially apped last year and got declined but tried Amex again last month and got my foot in the door. It'll be 5 yrs before ya know it.

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@pizza1 wrote:
Im missing Amex...

Reason is I can't apply till I'm 5 yrs post DC on my BK. Hopefully then, I can say Ill have all of them

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[Anonymous]

I have one of each:

Amex BCE

Barclay Ring (Mastercard)

Chase CSP (Visa)

Discover

I did not realized until I looked at the credit report recently, that the banks names followed the alphabet and not only that I open them in that in that order. I did not do it on purpose, it just worked out that way when I closed three other credit cards. Same thing with 4 networks, I did not open the credit cards just for that reason, but overtime applying for cards I ended up with every network.

The Chase credit card is a Visa Signature, however I do not currently have a World Elite Mastercard. I did a month ago, but I closed it as I was getting scared of Citibank.