Do you use a NFC (Contactless) enabled credit card?

[Anonymous]

Applgoize in advacne if posts like this should instead go to the SmorgasBoard. Wasn't exactly sure since I'm new here

So I'm curious how many people have a NFC (Contactless) enabled credit card and actually use the contactless feature? Or do you just use your phone instead for contactless payments? 

I personally use the card itself for contactless payments where accepted as I don't have a NFC enabled phone. 

In seems in the US this becoming far more common and more widly accepted and I actually think it's much better then having to insert your card. 

[Anonymous]

I’ve never used it. In fact, out of the 12 credit cards and 5 debit cards in my wallet only both of my Capital One cards, my Cash Magnet, and my PayPal Business Debit card even have it.

[Batsamandrobin]

Actually used it for the first time today and thought it was pretty cool. Like you, I used my physical card instead of just using my phone.

Think it’s something I’ll try to do more going forward.

[staticvoidmain]

I use it when available. I think it is much faster, and reduces wear on the card. For example, I just wave my card in the air twice when I am shopping at Costco (one for membership, one for payment).

[Brian_Earl_Spilner]

I have no desire to use tap and pay. Works exactly like chip and pin, but it can be cloned if someone can get within a couple of inches of an unprotected card. It would be better to use applepay or Samsung pay because the app will create a one-time use token for transmission and you don't have to carry the card.

[Penjamin_Fedington]

The first time I used it was at a mcdonalds that couldn't read my chip for whatever reason.  I've had so many chip read errors.

[Gollum]

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@Anonymous wrote:

Applgoize in advacne if posts like this should instead go to the SmorgasBoard. Wasn't exactly sure since I'm new here

So I'm curious how many people have a NFC (Contactless) enabled credit card and actually use the contactless feature? Or do you just use your phone instead for contactless payments? 

I personally use the card itself for contactless payments where accepted as I don't have a NFC enabled phone. 

In seems in the US this becoming far more common and more widly accepted and I actually think it's much better then having to insert your card. 

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I use my Android phone and the Google Pay app to pay via contactless/NFC when I have the opportunity to do so.

[calyx]

I use the contactless feature on my card when it's available.
I use Samsung Pay sometimes, though less frequently.   The only reason being that I'm not used to pulling out my phone yet (I use it 100% at work, though - Because I always have my phone on me - I'm not in the habit of dragging my wallet around there)

[Anonymous]

I live in Paris and under a certain amount contactless is the law of the land. In fact I sometimes feel weird when traveling to the states and I need to sign a credit slip. Never had a problem with fraud or losing a card! 

[DoogieBall]

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@calyx wrote:

I use the contactless feature on my card when it's available.
I use Samsung Pay sometimes, though less frequently.   The only reason being that I'm not used to pulling out my phone yet (I use it 100% at work, though - Because I always have my phone on me, whereas, I'm not in the habit of dragging my phone around)

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Same here.   I exchanged one of my Amex cards and Cap1 cards to contactless when they were available.  Using the phone only when I'm in line and have time press-press-press and bring up the app, or I'll use it if I don't have my physical cards with tme.

I'm not worried about the cloning thing as fraud protection is pretty good.