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Does AMex do hard inquiry, when already a customer?

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Anonymous
Not applicable

Does AMex do hard inquiry, when already a customer?

I have an Amex Plat Delta skymiles card. I want to get Amex Blue Cash, cause, skymiles rewards are not so exciting anymore. So, with that said, does Amex do a hard inquiry if you are already an Amex Card Holder when you apply for a new card via their website?
Message 1 of 3
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fused
Moderator Emeritus

Re: Does AMex do hard inquiry, when already a customer?



acadia wrote:
I have an Amex Plat Delta skymiles card. I want to get Amex Blue Cash, cause, skymiles rewards are not so exciting anymore. So, with that said, does Amex do a hard inquiry if you are already an Amex Card Holder when you apply for a new card via their website?

Call amex and ask if you can covert your skymiles to blue cash without a hard inq. Here's the number.
 
1-800-528-4800 or
1-800-223-2670

Message 2 of 3
Tuscani
Moderator Emeritus

Re: Does AMex do hard inquiry, when already a customer?

Yes, unless you apply for more than one card in the same day.
Message 3 of 3
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