I'm so scared haha
@dddfresh wrote:
Thays amazing! Did you have a credit score boost because of AAOA?
Big time! AAoA was the biggest detriment to my score.
I had nothing reporting and no score at all at the beginning of the year. EQ and TU were clean and EX only showed an old cap one account as closed and paid. I applied for and got a Wells Fargo CC in Jan and applied for the AMEX green a day or two after and was denied. The denial letter from AMEX stated no score from EX as the reason. I waited till March when the WF CC was reporting to apply again. At that time my EX score(Fako at least ) was higher because the AAoA was several years vs. 2 months on EQ and TU because of the old closed account.
Now EQ and TU have two 13 year old accounts and one 5 month old vs two 2 month and one 5 month old. I'll have to get my TU FICO but I think I'm 700+ across the board!
Starting Score: EQ 599, TU 577
Wow!