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Does Amex BCE(BCP) Get 3%(6%) Cashback At Walmart Supermarkets?

tag
bs1234
Valued Member

Re: Does Amex BCE(BCP) Get 3%(6%) Cashback At Walmart Supermarkets?


@Anonymous wrote:
Would be interesting to know how they code Walmart Neighborhood Markets. These are very small grocery stores that have only groceries and are not superstores at all.

In many cases Amex does give rewards at Neighborhood Markets (and that is why in these sort of discussions you get some people saying "I DID get points at Wal-mart!")

But it's not always reliable so you are forced to try and see (two months later!)

Message 11 of 28
Adidas
New Contributor

Re: Does Amex BCE(BCP) Get 3%(6%) Cashback At Walmart Supermarkets?

I have the BCP and have verified my Walmart Neighborhood Center counts towards 6% CB. To be clear a neighborhood center is much smaller than a super center, has more narrow aisles, is typically only in big cities, and only carries food + toiletries with a small amount of pharmacy/makeup/hygiene products.

IMO it makes sense they don't want to give 6% on a place you can buy video games or a new TV and call it a "grocery" rewards card.

Also I agree Walmart is cheap enough it more than makes up the difference of 6% if you're considering going somewhere specifically to get the rewards.
FICO 08:743 EQ Bankcard from Citi, 764 EX from AmEx, 747 TU from Disc all updated 8/2017

Discover It $8,600 Since 08/2014 // AmEx BCE $23,100 Since 10/2015 // Citi DC $7,000 Since 06/2016 // BoA BBR $1,800 Since 11/2016 // US Bank Cash+ $3,000 Since 11/2016
Message 12 of 28
Anonymous
Not applicable

Re: Does Amex BCE(BCP) Get 3%(6%) Cashback At Walmart Supermarkets?


@UncleB wrote:

Where most of my family is it's foolish not to go to Wal-Mart for the majority of your grocery shopping... it's simply the best option, hands-down.

 

However I'm in an area where there's Kroger, and I can consistently beat Wal-Mart prices on most things even before you consider the BCP 6% cash back.  After you include fuel points that locks it in for me.  I do shop the sales, though, and that might make a difference.

 

There were many months last year where Kroger was the only merchant on my monthly BCP statement.  I've jokingly referred to it as my "Kroger credit card", with occasional use at Publix, of course.  Smiley Wink


Yeah, the Kroger around here is pretty competitive with Wal-Mart. Also, it's a just a whole lot more convenient for me to get to.. I do go to Sam's a lot, so a lot of the things I might try to save money on at Walmart, I get at Sam's anyway. 

 

I would think that Walmart could really do well with a slightly better store card. It's kind of odd that Target has a 5'% card and Walmart is still at 1% for in-store purchases. Though Walmart certainly seems to know what they are doing. 

Message 13 of 28
gdale6
Moderator Emeritus

Re: Does Amex BCE(BCP) Get 3%(6%) Cashback At Walmart Supermarkets?


@Rikkumz wrote:

So does anyone have a recommendation for best reward card to use at Walmart supermarkets and get credited cashback?  

 

Does the Huntington Voice MC credit the 3% cashback for groceries at Walmart?


Walmart is a cetegory of its own with this card. Grocery stores is another.

 

https://www.huntington.com/landing/pas/creditcardrewards/?source=ccrwdlm

Message 14 of 28
Namaste7
Established Contributor

Re: Does Amex BCE(BCP) Get 3%(6%) Cashback At Walmart Supermarkets?

On the BofA cash rewards card, purchases from a "small" Target and "regular" Target (but not a super center) were treated as grocery purchases for the 2% cash back.

Both stories had a few aisles that contain food items and limited produce.

I cannot comment on WMT.
~~MMXX~~
2024 Goal$
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Message 15 of 28
Loquat
Moderator Emeritus

Re: Does Amex BCE(BCP) Get 3%(6%) Cashback At Walmart Supermarkets?

I use my BOA CashRewards as well as my PenFed Plat Rewards regularly at Walmart and both of them code as grocery. 

Message 16 of 28
Rikkumz
New Contributor

Re: Does Amex BCE(BCP) Get 3%(6%) Cashback At Walmart Supermarkets?


@Themanwhocan wrote:

@Rikkumz wrote:

So does anyone have a recommendation for best reward card to use at Walmart supermarkets and get credited cashback?  

 

Does the Huntington Voice MC credit the 3% cashback for groceries at Walmart?


Either the UMB Simply Rewards VISA credit card, or one of the 36 versions of that card that are offered by other banks and credit unions with credit processing handled by UMB.

 

3X on Gas Stations, Grocery Stores, Discount Stores, Restaurants & Fast Food. So whether your Walmart cash registers are coded as Grocery Store, or Discount Store, that card is likely to give you 3X in either case.

 

https://www.umb.com/personal/banking/credit-cards/rewards-visa

https://www.wearepcsb.com/personal/credit-cards.html

http://www.firstfarmbank.com/Additional-Services.aspx

https://www.firstbankers.com/customer-service/visa-credit-card/

https://www.biddefordsavings.com/personal-banking/consumer-personal-loans/checking-credit-card/

http://www.peoplesnationalbank.com/loans-credit/credit-cards.html

https://www.wyocb.com/personal-banking/card-services/

https://www.peoplescommunitybank.biz/visa-platinum.htm

https://www.firstbank.bz/personal-banking/credit-cards/

https://www.wells-bank.com/wells_credit_cards.aspx?area=personal

https://www.banktr.com/personal/visa-debit-card

http://www.rsbiowa.com/home/personal/banking/cards/credit

https://www.rsnb.com/personal-banking/credit-cards/

http://www.firstcommercebankonline.com/home/personal/creditcard

https://www.statenebank.com/personal-banking/credit-cards/

http://www.pathwaybank.com/index.cfm/visa-debit-credit-cards

https://www.bankiowa.bank/denison/personal/credit-cards

https://www.heritagebankonline.com/credit-card-application.htm

https://www.summitbankofkc.com/459-2/

https://www.highcountrybank.net/personal-credit-debit-cards

https://www.legencebank.com/resources/Visa-credit-cards

https://www.fnbbankingcenters.com/personal/loans/credit-cards

http://www.southernillinoisbank.com/index.cfm/visa-cards

https://www.roxborosavings.com/personal/personal-credit-cards/

https://www.fsbiowa.com/personal/credit-cards

https://firstoakbank.com/visa-credit-card/

https://www.bankofadvance.com/credit-cards.htm

http://www.fsbhoffman.com/credit_card.html

http://www.palmyrastatebank.net/index.cfm/consumer-credit-card

https://www.1934.bank/banking/personal/tools/credit-card/

https://www.myprovidencebank.com/personal/services/credit-cards-personal.html

http://www.eaglebankandtrust.com/index.cfm/simply-rewards

http://www.firstofminden.com/services/credit-cards

https://www.5star.bank/personal/credit-cards.html

https://bankiowa.com/personal/bankiowa-card-services

http://www.cheyennestatebank.com/SimplyRewardsVisa.aspx

http://www.fnbames.com/home/personal/banking/cards/credit


 

NIce.  Thanks for this post.  3% cashback in all of those regular spending categories consolidated into 1 card.  Hopefully this card lasts.

Message 17 of 28
longtimelurker
Epic Contributor

Re: Does Amex BCE(BCP) Get 3%(6%) Cashback At Walmart Supermarkets?


@Loquat wrote:

I use my BOA CashRewards as well as my PenFed Plat Rewards regularly at Walmart and both of them code as grocery. 


Yes, Visa and MC cards are much more likely to give rewards on things that look like grocery stores.   The exceptions are for the 5% categories for Freedom, where they specify not target or Walmart.   Amex is much more likely to use a different classification

Message 18 of 28
Rikkumz
New Contributor

Re: Does Amex BCE(BCP) Get 3%(6%) Cashback At Walmart Supermarkets?


@Themanwhocan wrote:

@Rikkumz wrote:

So does anyone have a recommendation for best reward card to use at Walmart supermarkets and get credited cashback?  

 

Does the Huntington Voice MC credit the 3% cashback for groceries at Walmart?


Either the UMB Simply Rewards VISA credit card, or one of the 36 versions of that card that are offered by other banks and credit unions with credit processing handled by UMB.

 

3X on Gas Stations, Grocery Stores, Discount Stores, Restaurants & Fast Food. So whether your Walmart cash registers are coded as Grocery Store, or Discount Store, that card is likely to give you 3X in either case.

 

https://www.umb.com/personal/banking/credit-cards/rewards-visa

https://www.wearepcsb.com/personal/credit-cards.html

http://www.firstfarmbank.com/Additional-Services.aspx

https://www.firstbankers.com/customer-service/visa-credit-card/

https://www.biddefordsavings.com/personal-banking/consumer-personal-loans/checking-credit-card/

http://www.peoplesnationalbank.com/loans-credit/credit-cards.html

https://www.wyocb.com/personal-banking/card-services/

https://www.peoplescommunitybank.biz/visa-platinum.htm

https://www.firstbank.bz/personal-banking/credit-cards/

https://www.wells-bank.com/wells_credit_cards.aspx?area=personal

https://www.banktr.com/personal/visa-debit-card

http://www.rsbiowa.com/home/personal/banking/cards/credit

https://www.rsnb.com/personal-banking/credit-cards/

http://www.firstcommercebankonline.com/home/personal/creditcard

https://www.statenebank.com/personal-banking/credit-cards/

http://www.pathwaybank.com/index.cfm/visa-debit-credit-cards

https://www.bankiowa.bank/denison/personal/credit-cards

https://www.heritagebankonline.com/credit-card-application.htm

https://www.summitbankofkc.com/459-2/

https://www.highcountrybank.net/personal-credit-debit-cards

https://www.legencebank.com/resources/Visa-credit-cards

https://www.fnbbankingcenters.com/personal/loans/credit-cards

http://www.southernillinoisbank.com/index.cfm/visa-cards

https://www.roxborosavings.com/personal/personal-credit-cards/

https://www.fsbiowa.com/personal/credit-cards

https://firstoakbank.com/visa-credit-card/

https://www.bankofadvance.com/credit-cards.htm

http://www.fsbhoffman.com/credit_card.html

http://www.palmyrastatebank.net/index.cfm/consumer-credit-card

https://www.1934.bank/banking/personal/tools/credit-card/

https://www.myprovidencebank.com/personal/services/credit-cards-personal.html

http://www.eaglebankandtrust.com/index.cfm/simply-rewards

http://www.firstofminden.com/services/credit-cards

https://www.5star.bank/personal/credit-cards.html

https://bankiowa.com/personal/bankiowa-card-services

http://www.cheyennestatebank.com/SimplyRewardsVisa.aspx

http://www.fnbames.com/home/personal/banking/cards/credit


Thanks forthis info.  Having all of those 3% regular daily spend categories consolidated into 1 card is definitely a plus. 

Message 19 of 28
IncrsCreditScore1
Valued Contributor

Re: Does Amex BCE(BCP) Get 3%(6%) Cashback At Walmart Supermarkets?

The Huntington Voice website indicates they honor the 3% cashback at WalMart.


@Rikkumz wrote:

So does anyone have a recommendation for best reward card to use at Walmart supermarkets and get credited cashback?  

 

Does the Huntington Voice MC credit the 3% cashback for groceries at Walmart?


 

January 2018 Scores - EQ 797 | TU 800 | EX 798 | ~~Started Gardening Again on March 21, 2017
Message 20 of 28
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