cancel
Showing results for 
Search instead for 
Did you mean: 

Does Anyone Know if the Amazon Visa by Chase reports AU's to credit bureaus?

Highlighted
New Visitor

Does Anyone Know if the Amazon Visa by Chase reports AU's to credit bureaus?

I just got added onto my dad's account as an AU and we've both been trying to figure out if it will report his history onto my report. It didn't ask for my SSN but apparently Chase doesnt need that to report the history.

Message 1 of 3
2 REPLIES
Valued Contributor

Re: Does Anyone Know if the Amazon Visa by Chase reports AU's to credit bureaus?

Your ssn isn't required to identify you for reporting purposes. You can be verified through data and association. While the card will be reported to the 3 main bureaus, there are other, smaller ones that are also used, some that excel at collecting random data. For example, I recently had to answer some verification questions for Discover. One of the questions was about my father and what age range he currently falls into. I've never mentioned my father to Discover. They got that information from a bureau.

 

There is a drawback to this and that is where your ssn would come in handy. Sometimes the data is wrong. Another example. When I was 18 or 19 and living with my parents, I applied for a Sears card and was denied because of a bankruptcy. I never filed, but my dad had. We have the same middle and last name, lived at the same address and both of us were employed by the Navy. The bank would not recon despite the wrong information and I was blacklisted for that card.



Message 2 of 3
Frequent Contributor

Re: Does Anyone Know if the Amazon Visa by Chase reports AU's to credit bureaus?

Yes, it does.


Amex Platinum NSPL, Amex Everyday $12.3k - Amex SPG $9.5k - Aviator AA $6k - Barclay Rewards $2.5k - NFCU CashReward $25k - NFCU GoRewards $1k - Blispay $5k - Paypal Credit $6.3k - Citi Costco $5.5k - SAVOR $4.7K - Walmart Card $6k - Discover $4.8k - Victoria Secret $3.1k - Car Loan $9k - Student Loan $2k.
Message 3 of 3