Does Barclay let you combine limits still?

awp317 · ‎12-08-2016

I combined limites a few years ago but not sure if anything has changed. I applied for and was approved for the luxury card with a 15k limit (trying to replace my prestige card I just canceled), Thats actually higher than I thought I would get considering I have two open barclay cards currently (thought I would get the 10k minimum) It wasnt instant either it took 4 days of pending, So I feel like I just barely got it. I really dont need either arrivial anymore but would hate to lose almost 60k worth of revolving credit (on top of the closed 35k limit prestige). Will they transfer the limits if I ask when I call to cancel those two, or will I have better luck canceling them and then a few weeks later asking for a CLI on the new black card? Any tricks or tips on this matter are appreciated Thanks!

Amex Platinum NPSL I Chase Sapphire Reserve 78K I Chase Freedom U 55k I JP Morgan Ritz 50k I B OF A Cash Rewards 50k I Barclay Black Luxury 43,750 I Capital One QuickSilver 40K I Amex BCP 34k I Amex Optima Platinum 30k I Barclays Arrival+ World E 29k I Merril+ 27,800 I Lowes 25k I Pen Fed PR Visa Sig 20K I Home Depot 17k I NFCU Cash Rewards 8k

Amex Biz Platinum NPSL I Lowes Business 42k I Amex Simply Cash + $22,500 I Chase Ink 21K I B of A World Points $20,500 I B of A Bus MasterCard 16k I Amex SPG 3K.

Anonymous · ‎12-09-2016

As of 5 months you could. Had to leave $250 on the one card though-even if you wanted to combine and close. Ended up forfeiting the $250 but still happy with the combination. Congrats on your approval

CreditCuriosity · ‎12-09-2016

Yes you can still move limits around with barclay's.. just call the analyst number and it isn't an issue at all.. Do it quite a bit with Barclay's on 0% promo's. Most recently for examply the gave my SM 0% apr for 9 months so moved some from another card to SM without issues.

SouthJamaica · ‎12-09-2016

@CreditCuriousity wrote:
Yes you can still move limits around with barclay's.. just call the analyst number and it isn't an issue at all.. Do it quite a bit with Barclay's on 0% promo's. Most recently for examply the gave my SM 0% apr for 9 months so moved some from another card to SM without issues.

+1

Yes I've done it on many occasions, most recently a week or so ago. I call the analyst number and they've always been accommodating about that.

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PLOC: Langley FCU 40k; Penfed CU 15k; NFCU 15k; Teachers FCU 15k; Affinity FCU 10k. BLOC: NFCU 5k

Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 691

awp317 · ‎12-09-2016

@SouthJamaica wrote:
@CreditCuriousity wrote:
Yes you can still move limits around with barclay's.. just call the analyst number and it isn't an issue at all.. Do it quite a bit with Barclay's on 0% promo's. Most recently for examply the gave my SM 0% apr for 9 months so moved some from another card to SM without issues.
+1

Yes I've done it on many occasions, most recently a week or so ago. I call the analyst number and they've always been accommodating about that.

Excellent, will give them a call. Thanks all

Amex Platinum NPSL I Chase Sapphire Reserve 78K I Chase Freedom U 55k I JP Morgan Ritz 50k I B OF A Cash Rewards 50k I Barclay Black Luxury 43,750 I Capital One QuickSilver 40K I Amex BCP 34k I Amex Optima Platinum 30k I Barclays Arrival+ World E 29k I Merril+ 27,800 I Lowes 25k I Pen Fed PR Visa Sig 20K I Home Depot 17k I NFCU Cash Rewards 8k

Amex Biz Platinum NPSL I Lowes Business 42k I Amex Simply Cash + $22,500 I Chase Ink 21K I B of A World Points $20,500 I B of A Bus MasterCard 16k I Amex SPG 3K.

Anonymous · ‎12-09-2016

Anyone know if you combine and close; can you have them remove the Closed card from your sign on profile? It's my OCD coming out. I don't like it. Lol

awp317 · ‎12-09-2016

Called says the system has no trouble reallocating one or the other but not both, escaladed to see said 3-5 business days. We will see. Went ahead and moved over 28750 from the reguler arrival, left 250 on it then closed it, and left the arrival+ open until they figure it out. The CSR said that I might be at the max CL allowed but I didnt belive that.

Amex Platinum NPSL I Chase Sapphire Reserve 78K I Chase Freedom U 55k I JP Morgan Ritz 50k I B OF A Cash Rewards 50k I Barclay Black Luxury 43,750 I Capital One QuickSilver 40K I Amex BCP 34k I Amex Optima Platinum 30k I Barclays Arrival+ World E 29k I Merril+ 27,800 I Lowes 25k I Pen Fed PR Visa Sig 20K I Home Depot 17k I NFCU Cash Rewards 8k

Amex Biz Platinum NPSL I Lowes Business 42k I Amex Simply Cash + $22,500 I Chase Ink 21K I B of A World Points $20,500 I B of A Bus MasterCard 16k I Amex SPG 3K.

noobody · ‎12-10-2016

@DJ
Old closed account will disappear on website in about 6 month.
Calling or not does not matter

EX819 1HP|TU797 1HP| EQ(Fico8 BankCard)841

tomfromrictmame · ‎12-10-2016

Yes, as a matter of fact I combined the limits from a MC and VS onto my MC

Themanwhocan · ‎12-10-2016

@noobody wrote:
@dj
Old closed account will disappear on website in about 6 month.
Calling or not does not matter

This agrees with my experience. I closed a card and combined limits on 5/18, and that card has recently dropped off of my online account.

Also, I was not required to keep any of the credit limit on the card i was closing.

TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800