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So I contacted Cap1 via Twitter, and they gave me a number to call. After getting a rep, they are processing the request via a manager, and the rep said they feel it could go either way, but she felt positive it would be reopened. I'll keep you updated.
I hope you get it!
Only bank I know of from postings on here that allow reinstatement is BofA. Recall a user that was able to reinstate their closed account on the condition they do a HP on his credit beforehand. Your DP would be really useful if it gets reinstated.
According to Doctor of Credit, almost all banks allow it under 30 days. With Capital One and Discover being outliers. And US Bank and Wells Fargo being unknowns.
@simplynoir wrote:Only bank I know of from postings on here that allow reinstatement is BofA. Recall a user that was able to reinstate their closed account on the condition they do a HP on his credit beforehand. Your DP would be really useful if it gets reinstated.
Good Luck!
Let us know!
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