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@SouthJamaica wrote:I think I've pretty much answered my own question by reviewing the denial letter from my soft pull CLI request. It referred to an event which had disappeared from my Equifax report weeks before the CLI request. So it is clear to me that when I make the soft pull CLI luv button request on Citi's site, they're going to go with the old report referenced on the site as my FICO score.
So I've just got to wait for that score to update, and then I'll pull the lever again. Hopefully the soft pull language will still be there when I do.
BTW I've noticed the language "Pre-Approved Increase: $"... I never noticed that before. Has that always been there when the soft pull language was in place?
Now that is new! The blue line for me just says "Your account." I hope Citi doesn't make us wait too much longer for a score update like last month. I'm still showing the SP from 9/27.
Nothing showing up here either. Let's see if it shows after 180 days from the last CLI.. should be at the end of this month.
@Anonymous wrote:
@SouthJamaica wrote:I think I've pretty much answered my own question by reviewing the denial letter from my soft pull CLI request. It referred to an event which had disappeared from my Equifax report weeks before the CLI request. So it is clear to me that when I make the soft pull CLI luv button request on Citi's site, they're going to go with the old report referenced on the site as my FICO score.
So I've just got to wait for that score to update, and then I'll pull the lever again. Hopefully the soft pull language will still be there when I do.
BTW I've noticed the language "Pre-Approved Increase: $"... I never noticed that before. Has that always been there when the soft pull language was in place?
Now that is new! The blue line for me just says "Your account." I hope Citi doesn't make us wait too much longer for a score update like last month. I'm still showing the SP from 9/27.
Mine is also from 9/27. I wouldn't be surprised if they do make us wait too much longer.
@Gmood1 wrote:Nothing showing up here either. Let's see if it shows after 180 days from the last CLI.. should be at the end of this month.
Wow, so I guess it is a message that they're ready to give me something finally.
But I don't know if they've already gotten the new soft pull, or if I need to wait until the score on the site is updated.
@SouthJamaica wrote:
@Gmood1 wrote:Nothing showing up here either. Let's see if it shows after 180 days from the last CLI.. should be at the end of this month.
Wow, so I guess it is a message that they're ready to give me something finally.
But I don't know if they've already gotten the new soft pull, or if I need to wait until the score on the site is updated.
If your instinct is to wait, then I would wait. Good luck!
@beautifulblaquepearl wrote:
@SouthJamaica wrote:
@Gmood1 wrote:Nothing showing up here either. Let's see if it shows after 180 days from the last CLI.. should be at the end of this month.
Wow, so I guess it is a message that they're ready to give me something finally.
But I don't know if they've already gotten the new soft pull, or if I need to wait until the score on the site is updated.
If your instinct is to wait, then I would wait. Good luck!
Nah, my instinct is always to hit that lever. I'm not good at waiting.
But my brain is saying "restrain yourself"
@SouthJamaica wrote:
@beautifulblaquepearl wrote:
@SouthJamaica wrote:
@Gmood1 wrote:Nothing showing up here either. Let's see if it shows after 180 days from the last CLI.. should be at the end of this month.
Wow, so I guess it is a message that they're ready to give me something finally.
But I don't know if they've already gotten the new soft pull, or if I need to wait until the score on the site is updated.
If your instinct is to wait, then I would wait. Good luck!
Nah, my instinct is always to hit that lever. I'm not good at waiting.
But my brain is saying "restrain yourself"
Which one will win this time?
@Gmood1 wrote:
My denial's have changed to I must wait 6 months before another CLI can be considered. It used to be too many new accounts. I'll find out next month. If I get a SP increase. I'll ask for $40k on a HP.
I can vouch for this .....
I tried for a CLI on my Sears MC, and was denied for "too many CLI requests with Citibank in the last 6 months"....LOL I called them and asked WTH and they said they keep track of CLI requests for their cards. she said I could try again in 6 months IF I hadnt requested within the last 6 months prior on my mastercard. I opted to just close the card in January.