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I've had my Citi card for about a year now. I've used it heavily and PIF'd every single time. Recently, I was checking my credit activity and Citi prompted me to update my salary information, with a message something along the lines of "filling my credit needs"...I'm keeping my fingers crossed for an Auto CLI! I read that they are a 6 month reviewer and despite the heavy usage and payment pattern, I didn't get any love at 6 months.