Did my very first button hit today. Waited 3 months after getting the card. I was also denied. Will be waiting, too. The only number I can change for the questions in the meantime is savings so maybe that will help in the future but who knows.
@Anonymous wrote:I just hit the button again yesterday while reading this thread and was denied.. I don't understand what it is that they're looking for to get approved?! Over the last 6 months I paid the card down from over $8k/$12k all the way down to a 0 balance last month. My TU FICO 8 score is 749 according to their scorecard. My overall utilization has gone from well over 45% down to 24%. I just refinanced my mortgage and am about to sign on a refi for my auto loan today or Monday, but those obviously haven't hit my credit reports yet. These 2 actions alone should drop my DTI by a solid 17%. I planned to transfer my Citi balance over to my Discover card and had hoped that I might be able to get an increase beforehand, but alas, no luck. Guess I'll try again in a few months after the dust settles?
@Creditsen wrote:Did my very first button hit today. Waited 3 months after getting the card. I was also denied. Will be waiting, too. The only number I can change for the questions in the meantime is savings so maybe that will help in the future but who knows.
@Anonymous wrote:I just hit the button again yesterday while reading this thread and was denied.. I don't understand what it is that they're looking for to get approved?! Over the last 6 months I paid the card down from over $8k/$12k all the way down to a 0 balance last month. My TU FICO 8 score is 749 according to their scorecard. My overall utilization has gone from well over 45% down to 24%. I just refinanced my mortgage and am about to sign on a refi for my auto loan today or Monday, but those obviously haven't hit my credit reports yet. These 2 actions alone should drop my DTI by a solid 17%. I planned to transfer my Citi balance over to my Discover card and had hoped that I might be able to get an increase beforehand, but alas, no luck. Guess I'll try again in a few months after the dust settles?
In my experience, Disco used to give CLI's rather frequently on request. The past two years or so, they seem to have shifted to wanting you to USE your card before they give a CLI. And it seems to be more than for a pack of gum each month. 
@Dalmus wrote:
@Creditsen wrote:Did my very first button hit today. Waited 3 months after getting the card. I was also denied. Will be waiting, too. The only number I can change for the questions in the meantime is savings so maybe that will help in the future but who knows.
@Anonymous wrote:I just hit the button again yesterday while reading this thread and was denied.. I don't understand what it is that they're looking for to get approved?! Over the last 6 months I paid the card down from over $8k/$12k all the way down to a 0 balance last month. My TU FICO 8 score is 749 according to their scorecard. My overall utilization has gone from well over 45% down to 24%. I just refinanced my mortgage and am about to sign on a refi for my auto loan today or Monday, but those obviously haven't hit my credit reports yet. These 2 actions alone should drop my DTI by a solid 17%. I planned to transfer my Citi balance over to my Discover card and had hoped that I might be able to get an increase beforehand, but alas, no luck. Guess I'll try again in a few months after the dust settles?
In my experience, Disco used to give CLI's rather frequently on request. The past two years or so, they seem to have shifted to wanting you to USE your card before they give a CLI. And it seems to be more than for a pack of gum each month.
I'm willing to bet that they might also look at categories you spend too. If you use the card ONLY for the 5% categories, they might not want to give you a CLI so easily.
I don't try too often, but mainly because I forget to do so. I typically spend about $7 a month on this card, it's attached to my iTunes Account. I've had about 3 unsuccessful attempts for CLI during the life of this card. Since there are no major changes to my spending on this card or my scores I don't know what drives the approval/denial. It's always been very small spend> pay> let report at zero> rinse and repeat.
Discover Timeline:
Opened on April 25th, 2018 $5000
Credit Limit Increase on July 9th 2018 +1,500 = $6500
Credit Limit Increase on October 7th 2018 +3,000 = $9500
Credit Limit Increase on November 25th 2018 +200 = $9700
Credit Limit Increase on November 25th 2018 +50 = $9750 (Double Dip)
Credit Limit Increase on August 27th 2019 +2950 = $12,700
Credit Limit Increase on October 23rd 2019 +5,500 = $18,200
Credit Limit Increase on October 23rd 2019 +1,000 = $19,200 (Double Dip)
My last CLI was $7000.00. It happened after months of non use, unless you count paying at Chipotle once (wrong card 
) as a use
Discover operates on a quantum level. There is a logic there, but it's nearly impossible to see, probably because parameters change too frequently to be able to discern with a small sample group, and by the time they are a bit more obvious, poof they go.
Things work for a while, they stop working, then something else works. Or, different things will work for different profiles. Or, some things will work slowly for certain profiles.
One thing is for sure (as sure as one can be) Discover likes middle of the road. Not too little credit, not too much. Not too high lines, not too low. Either side of the bell curve is not optimal. For now. That's a subject to change, too.
🤷♀️
@Anonymous wrote:
@grower1 wrote:
Discover Timeline:
Opened on April 25th, 2018 $5000
Credit Limit Increase on July 9th 2018 +1,500 = $6500
Credit Limit Increase on October 7th 2018 +3,000 = $9500
Credit Limit Increase on November 25th 2018 +200 = $9700
Credit Limit Increase on November 25th 2018 +50 = $9750 (Double Dip)
Credit Limit Increase on August 27th 2019 +2950 = $12,700
Credit Limit Increase on October 23rd 2019 +5,500 = $18,200
Credit Limit Increase on October 23rd 2019 +1,000 = $19,200 (Double Dip)
So were each one of these taking the default CLI, or did you go the path of requesting higher than the default, with getting a HP if they required one?
All were SPs and all were the default amount offered, except the 2 on the list that were double dips. With those two I called in to request more, but it was still a soft pull. Although I've heard of it, I've never personally experienced the hard pull option.