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Does Paypal Key work when paying over the phone?

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Beast26
Frequent Contributor

Does Paypal Key work when paying over the phone?

Does Paypal Key work if you have it linked to your chase/discover card and you give the person on the phone your PayPal key card number and information to pay for a product?  I just did it but I don't see where I have been charged on my chase freedom.  Has anyone else tried this before?





Revolving history: 2 years 4months across the board
AAoA:
TU: 5yrs 10months
EX: 2yrs 2 months
EQ: ~5yrs 6 months
Inquiries: Ex: 1/12. EQ: 1/12 Tu: 1/12
As of 10-5-2020

Quicksilver $3,000
Discover It Miles $17,500
Chase Freedom Flex $4,400
Amazon Prime Store Card $6,000
Walmart MC $2,500
Wells Fargo Active Cash $8,000
Citi Custom Cash $8,400
Verizon Visa $20,000
Message 1 of 8
7 REPLIES 7
Remedios
Credit Mentor

Re: Does Paypal Key work when paying over the phone?

It works. 

Message 2 of 8
Beast26
Frequent Contributor

Re: Does Paypal Key work when paying over the phone?

Answering my own question my payment just cleared and is showing on paypal.  It worked!  You can pay over the phone with PayPal key and get 5% back for the PayPal category.





Revolving history: 2 years 4months across the board
AAoA:
TU: 5yrs 10months
EX: 2yrs 2 months
EQ: ~5yrs 6 months
Inquiries: Ex: 1/12. EQ: 1/12 Tu: 1/12
As of 10-5-2020

Quicksilver $3,000
Discover It Miles $17,500
Chase Freedom Flex $4,400
Amazon Prime Store Card $6,000
Walmart MC $2,500
Wells Fargo Active Cash $8,000
Citi Custom Cash $8,400
Verizon Visa $20,000
Message 3 of 8
Beast26
Frequent Contributor

Re: Does Paypal Key work when paying over the phone?

Thanks @Remedios I will be maxing this category out every year on both cards!  





Revolving history: 2 years 4months across the board
AAoA:
TU: 5yrs 10months
EX: 2yrs 2 months
EQ: ~5yrs 6 months
Inquiries: Ex: 1/12. EQ: 1/12 Tu: 1/12
As of 10-5-2020

Quicksilver $3,000
Discover It Miles $17,500
Chase Freedom Flex $4,400
Amazon Prime Store Card $6,000
Walmart MC $2,500
Wells Fargo Active Cash $8,000
Citi Custom Cash $8,400
Verizon Visa $20,000
Message 4 of 8
Remedios
Credit Mentor

Re: Does Paypal Key work when paying over the phone?

These transactions take a bit longer to post, so out of abundance of caution, I'd make sure you're done at least 5-7 days prior to the end of December. 

Message 5 of 8
longtimelurker
Epic Contributor

Re: Does Paypal Key work when paying over the phone?

Not sure why the surprise.   Why is giving the number (and exp date etc) over the phone any different from entering it into a form (or writing it on an order and mailing it in for those that remember such things!).   The major thing it can't do is be used in person simply because there isn't a physical card you can present.

Message 6 of 8
sxa001
Valued Contributor

Re: Does Paypal Key work when paying over the phone?

The question was already answered but I will add I too had good experience using it over the phone.  I paid a medical bill for my wife via this method, for the first time ever I maxed out a rotating category!  Really excited to see PayPal on the Disco catagories for next year and hoping PayPal Key sticks around. 

Not necessarily related, but I am thinking PayPal key will come in handy to get spend on less used cards, with recurring bills I can set up to use PayPal Key and then just change the card linked to key so cards in the sock drawer can get the occasional "swipe".  Just another method to do this without too much hassle.


Message 7 of 8
Beast26
Frequent Contributor

Re: Does Paypal Key work when paying over the phone?

@longtimelurker The surprise is I'm relatively new to PayPal key and all of these little loopholes that some of you guys may have already known I'm just now finding out.  This is practically the only category that I can max out without forcing spend through gift cards and "stocking up" on anything.





Revolving history: 2 years 4months across the board
AAoA:
TU: 5yrs 10months
EX: 2yrs 2 months
EQ: ~5yrs 6 months
Inquiries: Ex: 1/12. EQ: 1/12 Tu: 1/12
As of 10-5-2020

Quicksilver $3,000
Discover It Miles $17,500
Chase Freedom Flex $4,400
Amazon Prime Store Card $6,000
Walmart MC $2,500
Wells Fargo Active Cash $8,000
Citi Custom Cash $8,400
Verizon Visa $20,000
Message 8 of 8
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